Shelby County property record for 2986 Elbert Dr, Memphis, TN 38127
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,634 sqft · built 1973 |
| Lot Size | 0.216 acres (9,401 sqft) |
| Owner | Company Name on Record |
| Last Sale | $59,000 (May 2020) |
| Tax Bill | $767 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-2121-B0-0016 |
| Primary APN | 07-2121-B0-0016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,634 sqft Living Area |
| 1st Floor Area | 1,634 sqft |
| Utility Area | 60 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 9,401 sqft (0.216 acres) |
| Lot Dimensions | 119 ft deep x 79 ft wide |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 2986 ELBERT DR |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38127-4925 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RU-1 |
| Legal Subdivision | SCHOOLFIELD-ST ELMO |
| Legal Lot Number | 82 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10210 |
Source: Shelby County records, as of July 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4019 E MARCELLE ST, COMPTON, CA 90221-4673 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANCORPSOUTH BANK |
| May 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRI-STATE BK/MEMPHIS |
| Mar 23, 2020 | Deed of Trust, Construction Loan · Construction Mortgage SERVICE DRYWALL INC |
| Mar 23, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 12, 2019 | Warranty Deed, Transfer TITLE ASSURANCE AND ESCROW, TITLE ASSURANCE & ESCROW |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 27, 2020 · Amount on Record |
| Deed Sale | May 27, 2020 · Amount on Record |
| Prior Sale | Mar 23, 2020 · Amount on Record |
| Deed Document Number | 202052933 |
| Prior Transfer Date | Feb 29, 2016 |
| Prior Transfer Doc | 0000019015 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 2986 ELBERT DR, MEMPHIS, TN 38127-4925 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021086573 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 21086573 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | May 27, 2020 |
| Property Address | 2986 ELBERT DR, MEMPHIS, TN 38127-4925 |
| Document Number | 0000052933 |
| Instrument Date | May 20, 2020 |
| Instrument | 52933 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2020 |
| Title Company | HOME SURETY TITLE AND ESCROW LLC, HOME SURETY TITLE&ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4019 E MARCELLE ST COMPTON CA 902214673, COMPTON, CA 90221-4673 |
| Document Number | 52934 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 52934 |
| Name | TRI-STATE BK/MEMPHIS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 26, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 23, 2020 |
| Property Address | 2986 ELBERT DR, MEMPHIS, TN 38127-4925 |
| Document Number | 0000029954 |
| Instrument Date | Mar 18, 2020 |
| Instrument | 29954 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5450 BRUCE B DOWNS BLVD #358 WESLEY CHAPEL FL 335448616, 358, WESLEY CHAPEL, FL 33544-8616 |
| Document Number | 0000029954 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 29954 |
| Name | SERVICE DRYWALL INC |
|---|---|
| Address | ODESSA, FL 33556 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 22, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Mar 23, 2020 |
| Property Address | 2986 ELBERT DR, MEMPHIS, TN 38127-4925 |
| Document Number | 0000029953 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 29953 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $177.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5450 BRUCE B DOWNS BLVD #358 WESLEY CHAPEL FL 335448616, 358, WESLEY CHAPEL, FL 33544-8616 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Feb 12, 2019 |
| Property Address | 2986 ELBERT DR, MEMPHIS, TN 38127-4925 |
| Document Number | 0000013898 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 13898 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2019 |
| Title Company | TITLE ASSURANCE AND ESCROW, TITLE ASSURANCE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $122.10 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 167 SWEET RAIN DR N COLLIERVILLE TN 380173862, COLLIERVILLE, TN 38017-3862 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $767.00 (+35.04%) | $28,520 (+70.17%) Land $2,400 Building $26,120 | $71,300 (+70.17%) Land $6,000 Building $65,300 |
| 2024 | $568.00 (-44.31%) | ||
| 2023 | $16,760 Land $2,000 Building $14,760 | ||
| 2022 | $1,020.00 | ||
| 2021 | $41,900 Land $5,000 Building $36,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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