2986 Defoor Rd, Toccoa, GA 30577 Property Records

Stephens County property record for 2986 Defoor Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,184 sqft · built 1982
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$192,000 (Mar 2022)
Tax Bill	$1,846 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Mar 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`059 012`

Property Details

APN / Parcel Number

Primary APN	`059 012`
Alternative APN	`292900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,184 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gambrel
Roof Material	Composition Shingle
Lot Area	63,162 sqft (1.45 acres)
Terrain	Gentle Slope
Garage Type	Carport
Garage Area	480 sqft
Carport	Carport
Carport Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	288 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	292900
Street Address	2986 DEFOOR RD
City	TOCCOA
State	GA
Zip	30577-8216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	DEFOOR RD
Legal Subdivision	0400 - PRIMARY - SF
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	2
Census Block	2000
Census Tract	970202

Owner

Source: Stephens County records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · USDA Mortgage USDA
Mar 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MARTIN SUNSHINE BIGGE
Mar 11, 2022	Warranty Deed, Transfer
Oct 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Oct 7, 2021 · Amount on Record
Deed Document Number	2022374
Deed Book / Page	1290 / 101
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216

Mortgage

Document Number	0013400000000155
Date	Aug 21, 2023
Book Page	0000001340/0000000155

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2052

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216

Mortgage

Document Number	0012900000000102
Date	Mar 18, 2022
Book Page	0000001290/0000000102

Lender

Name	MOVEMENT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216

Mortgage

Document Number	0012700000000036
Date	Oct 8, 2021
Book Page	0000001270/0000000036
Instrument	000563

Lender

Name	MARTIN SUNSHINE BIGGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2022

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Mar 11, 2022
Property Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216
Document Number	0012900101
Book / Page	1290 / 101
Instrument Date	Mar 11, 2022
Instrument	2022-000374
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 7, 2021
Property Address	2986 DEFOOR RD, TOCCOA, GA 30577-8216
Document Number	0012700030
Book / Page	1270 / 30
Instrument Date	Oct 7, 2021
Instrument	2021-001429
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4576 DUNCAN BRIDGE RD, CORNELIA, GA 30531-5803

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,846.00 (+46.51%)	$67,257 (+58.8%) Land $3,462 Building $63,795	$168,142 (+58.8%) Land $8,654 Building $159,488
2023	$1,260.00 (+5.7%)	$42,353 (+5.69%) Land $3,462 Building $38,891	$105,882 (+5.69%) Land $8,654 Building $97,228
2022	$1,192.00	$40,072 Land $3,462 Building $36,610	$100,180 Land $8,654 Building $91,526

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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