7751 N MILITARY TRL STE 1, 7751, WEST PALM BEACH, FL 33410-7432
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
2986 CORTEZ LN, DELRAY BEACH, FL 33445-2379
Mortgage
Document Number
0308371730
Date
Aug 21, 2019
Instrument
30837/1730
Lender
Name
UNITED WHOLESALE MORTGAGE
Type
Mortgage Company
Agreement
Type
FHA Mortgage
Amount
Amount on Record
Term
361 Months
Due
Sep 1, 2049
May 2019: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
PALM BEACH FL
Recording Date
May 15, 2019
Property Address
2986 CORTEZ LN, DELRAY BEACH, FL 33445-2379
Document Number
0306111123
Book / Page
030611 / 001123
Instrument Date
Apr 29, 2019
Instrument
175035
Transaction Type
Transfer
Record Updated
Jun 4, 2019
Title Company
PERFORMANCE TITLE INC
Transaction
Amount
Amount on Record
Tax
$1,365.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Corporate Trust
Address
516 S DIXIE HWY #193 WEST PALM BEACH FL 334015810, 193, WEST PALM BEACH, FL 33401-5810
Tax Assessment & Valuation
The 2025 property tax bill for 2986 Cortez Ln was $4,027 with a homeowner's exemption, up 6.2% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
Property Jurisdictions
Type
Name
State
Florida
County
Palm Beach County
Municipality
Delray Beach City
Unified School District
Palm Beach County School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2025
$4,027.00 (+6.17%)Homeowner's exemption
$238,436
$390,818Land $156,056Building $234,762
2024
$3,793.00 (+0.05%)
2023
$3,791.00 (+1.83%)Homeowner's exemption
$224,967 (+3%)
$346,258 (+28.46%)Land $116,495Building $229,763
2022
$3,723.00Homeowner's exemption
$218,415
$269,544Land $92,070Building $177,474
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 2986 Cortez Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone AE, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 38 policies
Community Rating System
Class 6 (20% premium discount)
Nearby Flood Policies
38 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
The area around 2986 Cortez Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Not rated no burnable land within ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source
Groundwater
Last State Inspection
Nov 2025
Lead
4 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
5 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Xfinity Cable
2,000 / 250
Blue Stream Fiber · Cable in parts of the area
1,000 / 1,000
Verizon Fixed Wireless
300 / 20
May also be available: AT&T, Hotwire Communications, T-Mobile.