Contra Costa County property record for 2986 20th St, San Pablo, CA 94806
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 989 sqft · built 1954 |
| Lot Size | 0.154 acres (6,700 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Mar 2003) |
| Tax Bill | $6,512 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 413-291-014-4 |
| Primary APN | 413-291-014-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 989 sqft Living Area |
| 1st Floor Area | 989 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bungalow |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 6,700 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Deck Area | Deck Area |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2986 20TH ST |
|---|---|
| City | SAN PABLO |
| State | CA |
| Zip | 94806-2432 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B37 |
| Legal Description | RIVERS ANDRADE LOTS 1,2 & 3 BLK 33 |
| Legal Subdivision | RIVERS-ANDRADE |
| Legal Block | 33 |
| Legal Lot Number | 1,2,3 |
| Jurisdiction | CONTRA COSTA CA |
| Township / Civil Division | WEST CONTRA COSTA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 366001 |
2986 20th St is owned and occupied by an individual who bought it in March 2003.
Source: Contra Costa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2986 20TH ST, SAN PABLO, CA 94806-2432 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC |
| Aug 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2003 · Amount on File |
| Deed Sale | Mar 19, 2003 · Amount on File |
| Prior Sale | Nov 24, 1999 · Amount on File |
| Deed Document Number | 2003124127 |
| Prior Transfer Date | Dec 15, 1995 |
| Prior Transfer Doc | 0000224808 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2986 20TH ST, SAN PABLO, CA 94806-2432 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2986 20TH ST, SAN PABLO, CA 94806-2432 |
| Document Number | 0000146580 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-146580 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LEWISVILLE, TX 75057 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONTRA COSTA CA |
| Property Address | 2986 20TH ST, SAN PABLO, CA 94806-2432 |
| Document Number | 0000158884 |
| Instrument Date | Aug 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2986 20TH ST SAN PABLO CA 948062432, SAN PABLO, CA 94806-2432 |
| Document Number | 0000158884 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 158884 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 30, 2032 |
The 2025 property tax bill for 2986 20th St was $6,512 with a homeowner's exemption.
Source: Contra Costa County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | Contra Costa County |
| Municipality | San Pablo City |
| Unified School District | West Contra Costa Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $423,960 (+2%) Land $294,711 Building $129,249 | |
| 2025 | $6,512.00 Homeowner's exemption | $415,648 Land $288,933 Building $126,715 |
| 2023 | $6,224.00 (+1.5%) Homeowner's exemption | $399,510 Land $277,714 Building $121,796 |
| 2022 | $6,132.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2986 20th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1982–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 1986 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2986 20th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 835 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GeoLinks, T-Mobile.
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