2986 1st St, Napa, CA 94558 Property Records

Napa County property record for 2986 1st St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,468 sqft · built 1920
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Mar 2021)
Tax Bill	$12,244 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-311-028-000`

Property Details

APN / Parcel Number

Primary APN	`042-311-028-000`
Alternative APN	`042-311-028`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Old Parcel Number	042-311-028
Street Address	2986 1ST ST
City	NAPA
State	CA
Zip	94558-5544
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LANDS/MARK A INGHAM
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2001
Census Tract	200705

Owner

2986 1st St is owned and occupied by an individual who bought it in March 2021.

Source: Napa County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2986 1ST ST, NAPA, CA 94558-5544
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Mar 30, 2021	Grant Deed, Transfer · Conventional Mortgage BBVA USA
Mar 30, 2021	Affidavit of Death of Joint Tenant, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Mar 30, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Deed Document Number	202111563
Prior Transfer Date	Mar 24, 2021
Prior Transfer Doc	0000011728
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	2986 1ST ST, NAPA, CA 94558-5544
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 1ST ST, NAPA, CA 94558-5544

Mortgage

Document Number	0000028891
Date	Sep 9, 2021
Instrument	2021-0028891

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35233

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Mar 30, 2021
Property Address	2986 1ST ST, NAPA, CA 94558-5544
Document Number	0000011563
Map Reference	MB 27 PG 68-70
Instrument Date	Mar 24, 2021
Instrument	2021-0011563
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2986 1ST ST, NAPA, CA 94558-5544

Mortgage

Document Number	0000011564
Date	Mar 30, 2021
Instrument	2021-0011564

Lender

Name	BBVA USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	NAPA CA
Recording Date	Mar 30, 2021
Property Address	2986 1ST ST, NAPA, CA 94558-5544
Document Number	0000011728
Map Reference	MB 27 PG 68-70
Instrument Date	Mar 22, 2021
Instrument	2021-0011728
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19180 1ST ST W, SONOMA, CA 95476-7499
Investor	Possibly a Property Investor

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Mar 30, 2020
Property Address	2986 1ST ST, NAPA, CA 94558-5544
Document Number	0000007629
Instrument Date	Mar 20, 2020
Instrument	7629
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2984 1ST ST NAPA CA 945585544, NAPA, CA 94558-5544

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jan 28, 2020
Property Address	2986 1ST ST, NAPA, CA 94558-5544
Document Number	0000001852
Instrument Date	Jan 25, 2020
Instrument	1852
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2984 1ST ST NAPA CA 945585544, NAPA, CA 94558-5544

Tax Assessment & Valuation

The 2026 property tax bill for 2986 1st St was $12,244 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,244.00 (+2.12%) Homeowner's exemption	$1,021,271 (+2%) Land $386,427 Building $634,844	$1,021,271 (+2%) Land $386,427 Building $634,844
2025	$11,990.00 Homeowner's exemption	$1,001,247 Land $378,850 Building $622,397	$1,001,247 Land $378,850 Building $622,397
2023	$11,392.00 (+1.41%) Homeowner's exemption	$962,370 Land $364,140 Building $598,230
2022	$11,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2986 1st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2986 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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