2985 Torrey Pine Ln, Lake Worth, FL 33462 Property Records

Palm Beach County property record for 2985 Torrey Pine Ln, Lake Worth, FL 33462

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,437 sqft · built 1993
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,000 (Jun 2015)
Tax Bill	$3,048 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-43-45-05-17-004-0090`

Property Details

APN / Parcel Number

Primary APN	`00-43-45-05-17-004-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,437 sqft Living Area
Gross Area	1,921 sqft
1st Floor Area	1,437 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	4,500 sqft (0.103 acres)
Garage Type	Attached
Garage Area	347 sqft
Porch	Finished Screened Porch
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2985 TORREY PINE LN
City	LAKE WORTH
State	FL
Zip	33462-6416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LANTANA PINES PLAT NO 3 LT 9 BLK 4
Legal Range	43E
Legal Township	45S
Legal Section	05
Legal Subdivision	LANTANA PINES PLAT NO 3
Legal Block	4
Legal Lot Number	9
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1005
Census Tract	5807

Owner

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2985 TORREY PINE LN, LAKE WORTH, FL 33462-6416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GUARDIANS CU
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jun 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Prior Sale	Apr 17, 2015
Deed Document Number	2015238933
Deed Book / Page	27632 / 1423
Last Transfer Date	May 29, 2020
Transfer Doc	0314771008
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2985 TORREY PINE LN, LAKE WORTH, FL 33462-6416
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 TORREY PINE LN, ATLANTIS, FL 33462-6416
Investor	Possibly a Property Investor

Mortgage

Document Number	0341420773
Date	Feb 27, 2023
Book Page	34142/773
Instrument	20230063299

Lender

Name	GUARDIANS CU
Type	Credit Union
Address	WEST PALM BEACH, FL 33406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 28, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	2985 TORREY PINE LN, LAKE WORTH, FL 33462-6416
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	A AND A TITLE, A & A TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 TORNEY PINE LN, LAKE WORTH, FL 33462-6416

Mortgage

Document Number	0331120663
Date	Dec 7, 2021
Book Page	33112/663
Instrument	20210555753

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Jun 8, 2020
Property Address	2985 TORREY PINE LN, LAKE WORTH, FL 33462-6416
Document Number	0314771008
Book / Page	31477 / 1008
Map Reference	MB 65 PG 94
Instrument Date	May 29, 2020
Instrument	20200194923
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 TORREY PINE LN, LAKE WORTH, FL 33462-6416
Investor	Possibly a Property Investor

Mortgage

Document Number	0314771010
Date	Jun 8, 2020
Instrument	31477/1010

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,048.00 (+3.29%) Homeowner's exemption	$189,242 (+5.99%)	$345,829 (+1.42%) Land $151,300 Building $194,529
2024	$2,951.00 (+3.07%)
2023	$2,863.00 (+1.24%) Homeowner's exemption	$178,552 (+3%)	$341,001 (+22.28%) Land $145,000 Building $196,001
2022	$2,828.00 Homeowner's exemption	$173,351	$278,858 Land $124,960 Building $153,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	9 (1994–2016)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE WORTH BEACH UTILITIES serves 48,000 people · EPA ID FL4500773
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Hotwire Communications.

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