Clay County property record for 2985 Stonegate Ln, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,518 sqft · built 2004 |
| Lot Size | 0.144 acres (6,286 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Sep 2025) |
| Tax Bill | $1,092 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-04-25-008101-047-60 |
| Primary APN | 32-04-25-008101-047-60 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| Gross Area | 1,898 sqft |
| 1st Floor Area | 1,518 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,286 sqft (0.144 acres) |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 201 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2985 STONEGATE LN |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | LOT 120 COPPERGATE UNIT 3-B AS REC OR 3149 PG 949,4616 PG 1583 & 4845 PG 956 |
| Legal Range | 25E |
| Legal Township | 04S |
| Legal Section | 32 |
| Legal Subdivision | COPPERGATE UNIT 3-B |
| Legal Lot Number | 120 |
| Legal Unit | 3-B |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30209 |
Source: Clay County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 5, 2025 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 9, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Oct 5, 2009 · Amount on Record |
| Deed Document Number | 202542023 |
| Deed Book / Page | 4966 / 1282 |
| Prior Transfer Date | Aug 1, 2024 |
| Prior Transfer Doc | 0048450956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
| Document Number | 0000028024 |
| Book / Page | 5053 / 1099 |
| Instrument Date | Jun 5, 2026 |
| Instrument | 202628024 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Sep 5, 2025 |
| Property Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
| Document Number | 0049661282 |
| Book / Page | 4966 / 1282 |
| Map Reference | MB 38 PG 18-22 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 2025042023 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3205 TRISHAS CT, GREEN COVE SPRINGS, FL 32043-7020 |
| Name | Verified Name |
|---|---|
| Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
| Document Number | 0049661285 |
|---|---|
| Date | Sep 5, 2025 |
| Instrument | 4966/1285 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 9, 2022 |
| Property Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
| Document Number | 0046161583 |
| Book / Page | 4616 / 1583 |
| Map Reference | OR 3149 PG 949 |
| Instrument Date | Jun 9, 2022 |
| Instrument | 2022036095 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $252.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2985 STONEGATE LN, 2985, MIDDLEBURG, FL 32068-3958 |
| Name | Verified Name |
|---|---|
| Address | 2985 STONEGATE LN, MIDDLEBURG, FL 32068-3958 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,092.00 (+5.41%) | $111,789 (+2.9%) | $243,063 (+1.41%) Land $45,000 Building $198,063 |
| 2024 | $1,036.00 (-63.73%) Homeowner's exemption | $108,639 (-43.36%) | $239,681 (+2%) Land $45,000 Building $194,681 |
| 2023 | $2,856.00 (+144.52%) Homeowner's exemption | $191,796 (+87.3%) | $234,970 (+11.94%) Land $45,000 Building $189,970 |
| 2022 | $1,168.00 Homeowner's exemption | $102,403 | $209,904 Land $35,000 Building $174,904 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 15 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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