Santa Barbara County property record for 2985 Steele St, Los Olivos, CA 93441
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,895 sqft · built 1977 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $825,000 (Aug 2016) |
| Tax Bill | $11,094 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 135-350-009 |
| Primary APN | 135-350-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,895 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Lot Area | 43,560 sqft |
| Street Address | 2985 STEELE ST |
|---|---|
| City | LOS OLIVOS |
| State | CA |
| Zip | 93441-4553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1E1 |
| Legal Description | PARCEL MAPS 10 PG 86 PART OF LOT D |
| Legal Subdivision | PARCEL MAP NO 11620 |
| Legal Lot Number | D |
| Jurisdiction | SANTA BARBARA CA |
| Township / Civil Division | SOLVANG-SANTA YNEZ |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1905 |
2985 Steele St is owned and occupied by an individual who bought it in August 2016.
Source: Santa Barbara County records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 365, LOS OLIVOS, CA 93441-0365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Deed of Trust, Mortgage · Line of Credit KEYPOINT CU |
| Sep 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2016 · Amount on File |
| Deed Sale | Aug 31, 2016 · Amount on File |
| Deed Document Number | 201644943 |
| Prior Transfer Date | Jul 26, 2016 |
| Prior Transfer Doc | 0000044944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 2985 STEELE ST, LOS OLIVOS, CA 93441-4553 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2985 STEELE ST, LOS OLIVOS, CA 93441-4553 |
| Document Number | 0000075270 |
|---|---|
| Date | Oct 28, 2021 |
| Instrument | 2021-0075270 |
| Name | KEYPOINT CU |
|---|---|
| Type | Credit Union |
| Address | SANTA CLARA, CA 95051 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA BARBARA CA |
| Property Address | 2985 STEELE ST, LOS OLIVOS, CA 93441-4553 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 2985 STEELE ST, LOS OLIVOS, CA 93441-4553 |
| Document Number | 0000067534 |
|---|---|
| Date | Sep 24, 2021 |
| Instrument | 2021-0067534 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 2985 Steele St was $11,094 with a homeowner's exemption, up 1.5% from the year before.
Source: Santa Barbara County assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Barbara County |
| Elementary School District | Los Olivos Elementary School District (KG - 08) |
| Secondary School District | Santa Ynez Valley Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $976,629 (+2%) Land $651,086 Building $325,543 | |
| 2025 | $11,094.00 (+1.5%) Homeowner's exemption | $957,480 Land $638,320 Building $319,160 |
| 2024 | $10,930.00 (+1.63%) | |
| 2023 | $10,755.00 (+1.72%) Homeowner's exemption Additional exemption filed | $920,301 Land $613,534 Building $306,767 |
| 2022 | $10,573.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2985 Steele St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 1983 · Coastal Storms, Floods, Slides & Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2985 Steele St is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA YNEZ RIVER WATER CONS. DIST. ID#1 serves 7,022 people · EPA ID CA4210020 |
|---|---|
| Water Source | Purchased surface water from CENTRAL COAST WATER AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, KIZA Internet.
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