2985 SE Kingsmill Pl, Stuart, FL 34997 Property Records

Martin County property record for 2985 SE Kingsmill Pl, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,048 sqft · built 2000
Lot Size	0.223 acres (9,757 sqft)
Owner	Individual Name on Record
Last Sale	$392,000 (Dec 2019)
Tax Bill	$5,820 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`131360`

Property Details

APN / Parcel Number

Primary APN	`131360`
Alternative APN	`35-38-41-003-000-02810-0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,048 sqft Living Area
1st Floor Area	2,048 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	9,757 sqft (0.223 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch
Porch Area	508 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	131360
Street Address	2985 SE KINGSMILL PL
City	STUART
State	FL
Zip	34997-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 281 PLAT 6 SUMMERFIELD GOLF CLUB PH III-C PUD (PB 14 PG 56)
Legal Range	41E
Legal Township	38S
Legal Section	35
Legal Subdivision	SUMMERFIELD
Legal Lot Number	281
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2004
Census Tract	1108

Owner

Source: Martin County records, as of December 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2985 SE KINGSMILL PL, STUART, FL 34997-4730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 18, 2019	Warranty Deed, Transfer · Conventional Mortgage GROUP ONE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2019 · Amount on Record
Deed Sale	Dec 18, 2019 · Amount on Record
Prior Sale	May 19, 2010 · Amount on Record
Deed Document Number	0003101574
Deed Book / Page	3101 / 574
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	2985 SE KINGSMILL PL, STUART, FL 34997-4730
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 SE KINGSMILL PL, STUART, FL 34997-4730

Mortgage

Document Number	0032161031
Date	Apr 16, 2021
Book Page	3216/1031
Instrument	2882292

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 18, 2019
Property Address	2985 SE KINGSMILL PL, STUART, FL 34997-4730
Document Number	0031010574
Book / Page	3101 / 0574
Map Reference	MB 14 PG 56
Instrument Date	Dec 16, 2019
Instrument	2790734
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,744.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6548 SE BROADMOOR LN, 6548, STUART, FL 34997-4737

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2985 SE KINGSMILL PL, STUART, FL 34997-4730

Mortgage

Document Number	0031010577
Date	Dec 18, 2019
Instrument	3101/0577

Lender

Name	GROUP ONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$379,499 (+5.99%)	$515,890 (+0.99%) Land $200,000 Building $315,890
2024	$5,820.00 (+2%)
2023	$5,706.00 (+3.61%) Additional exemption filed	$358,063 (+3%)	$510,840 (+14.46%) Land $200,000 Building $310,840
2022	$5,507.00 Homeowner's exemption	$347,634	$446,310 Land $160,000 Building $286,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 247 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	247 in force
Nearby Flood Claims	3 (1995–2004)
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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