2985 S Lakeshore Loop, Palmer, AK 99645 Property Records

State of Alaska property record for 2985 S Lakeshore Loop, Palmer, AK 99645

Property Summary

Property TypeSingle Family Home
Details3,145 sqft · built 2012
Lot Size3.63 acres (158,558 sqft)
Owner2 Individual Names on File
Last Sale$561,400 (Jul 2018)
Tax Bill$5,576 (2026)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN5198B01L007

Property Details

APN / Parcel Number

Primary APN5198B01L007
Alternative APNs
  • 55198B01L007
  • 21337

Interior

Stories2 Stories
Building Area3,145 sqft Living Area
Gross Area1,627 sqft
1st Floor Area1,627 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Construction TypeFrame
Lot Area158,558 sqft
View / LotLake
Garage Area610 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number55198B01L007
Street Address2985 S LAKESHORE LOOP
CityPALMER
StateAK
Zip99645-9000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code3
Legal DescriptionSKY RNCH AT PNR PK RSB TR/N BLOCK 1 LOT 7
Legal Range02E
Legal Township17N
Legal Section17
Legal SubdivisionSKY RNCH AT PNR PK RSB TR/N
Legal Block1
Legal Lot Number7
JurisdictionMATANUSKA-SUSITNA AK
Township / Civil DivisionMATANUSKA-SUSITNA
Census Block Group3
Census Block3008
Census Tract1201

Owner

2985 S Lakeshore Loop is owned and occupied by two individuals who bought it in July 2018.

Source: State of Alaska records, as of June 24, 2026

Owner of Record2 Individual Names on File
Mailing Address2985 S LAKESHORE LOOP, PALMER, AK 99645-9000
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2020Deed of Trust, Mortgage · VA Mortgage
NATIONAL BANK OF KANSAS CITY
Jul 3, 2018Warranty Deed, Transfer · VA Mortgage
NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2018 · Amount on File
Deed SaleJul 3, 2018 · Amount on File
Prior SaleFeb 20, 2014 · Amount on File
Deed Document Number201813580
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMATANUSKA-SUSITNA AK
Property Address2985 S LAKESHORE LOOP, PALMER, AK 99645-9000
Transaction TypeMortgage
Record UpdatedJul 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009248
DateMay 5, 2020
Instrument2020-009248-0
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
AddressKANSAS CITY, MO 64114
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2050

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMATANUSKA-SUSITNA AK
Recording DateJul 3, 2018
Property Address2985 S LAKESHORE LOOP, PALMER, AK 99645-9000
Document Number0000013580
Map ReferencePL2002-11
Instrument DateJun 29, 2018
Instrument2018-013580-0
Transaction TypeTransfer
Record UpdatedJul 19, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2985 S LAKESHORE LOOP, 2985, PALMER, AK 99645-9000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2985 S LAKESHORE LOOP, PALMER, AK 99645-9000

Mortgage

Document Number0000013581
DateJul 3, 2018
Instrument2018-013581-0
Lender
NameNATIONAL BANK OF KANSAS CITY
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2985 S Lakeshore Loop was $5,576 with a veteran's exemption.

Source: State of Alaska assessment roll, as of June 24, 2026

Property Jurisdictions

TypeName
StateAlaska
CountyMatanuska-Susitna Borough
Unified School DistrictMatanuska-Susitna Borough School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,576.00 Veteran's exemption$829,700 Land $133,000 Building $696,700$829,700 Land $133,000 Building $696,700
2023$5,230.00$739,200 Land $115,600 Building $623,600$739,200 Land $115,600 Building $623,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2985 S Lakeshore Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 29, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2985 S Lakeshore Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 77% of Alaska
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALMER WATER SYSTEM
serves 8,111 people · EPA ID AK2226020
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GCI Communication
Cable
2,500 / 75
Matanuska Telecom Association
DSL
120 / 60

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