Cobb County property record for 2985 Ruby Ct, Powder Springs, GA 30127
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,478 sqft · built 1992 |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Oct 2015) |
| Tax Bill | $2,453 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-0654-013 |
| Primary APN | 19-0654-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,478 sqft Living Area |
| Gross Area | 1,858 sqft |
| 1st Floor Area | 1,478 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 170 sqft |
| Patio Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 19-0654- -013 |
|---|---|
| Street Address | 2985 RUBY CT |
| City | POWDER SPRINGS |
| State | GA |
| Zip | 30127-5336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD MOUNTAIN PLACE LOT 4 BLOCK 2 |
| Legal Subdivision | OLD MOUNTAIN PLACE |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | COBB GA |
| Township / Civil Division | POWDER SPRINGS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 31516 |
2985 Ruby Ct is owned and occupied by an individual who acquired it in February 2022.
Source: Cobb County records, as of September 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2985 RUBY CT, POWDER SPRINGS, GA 30127-5336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 18, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL |
| Feb 22, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2015 · Amount on File |
| Deed Sale | Oct 30, 2015 · Amount on File |
| Prior Sale | Jan 10, 2012 · Amount on File |
| Deed Document Number | 201526587 |
| Deed Book / Page | 15290 / 5561 |
| Last Transfer Date | Feb 7, 2022 |
| Transfer Doc | 0160291380 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COBB GA |
| Property Address | 2985 RUBY CT, POWDER SPRINGS, GA 30127-5336 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2985 RUBY CT, POWDER SPRINGS, GA 30127-5336 |
| Document Number | 0156481181 |
|---|---|
| Date | Jul 18, 2019 |
| Book Page | 0000015648/0000001181 |
| Name | CARDINAL FINANCIAL |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COBB GA |
| Recording Date | Feb 22, 2022 |
| Property Address | 2985 RUBY CT, POWDER SPRINGS, GA 30127-5336 |
| Document Number | 0160291380 |
| Book / Page | 16029 / 1380 |
| Map Reference | MB 134 PG 59 |
| Instrument Date | Feb 7, 2022 |
| Instrument | 2022-0021399 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2985 RUBY CT, POWDER SPRINGS, GA 30127-5336 |
| Document Number | 20220021400 |
|---|---|
| Date | Feb 22, 2022 |
| Instrument | 2022-0021400 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 4, 2052 |
The 2026 property tax bill for 2985 Ruby Ct was $2,453 with exemptions applied, down 24.9% from the year before.
Source: Cobb County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Cobb County |
| Unified School District | Cobb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,453.00 (-24.92%) Homeowner's exemption Additional exemption filed | $108,452 (-) Land $24,000 Building $84,452 | $271,130 (-) Land $60,000 Building $211,130 |
| 2025 | $3,267.00 | $108,452 Land $24,000 Building $84,452 | $271,130 Land $60,000 Building $211,130 |
| 2023 | $1,970.00 | $65,344 Land $14,000 Building $51,344 | $163,360 Land $35,000 Building $128,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2985 Ruby Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2985 Ruby Ct is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBB COUNTY serves 695,000 people · EPA ID GA0670003 |
|---|---|
| Water Source | Purchased surface water from COBB CO.-MARIETTA WATER AUTH. |
| Last State Inspection | Sep 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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