Cass County property record for 2985 Pine Lake St, Niles, MI 49120 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,624 sqft · built 1980 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | Individual Name on File |
| Last Sale | $305,000 (Dec 2025) |
| Tax Bill | $875 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-020-280-028-52 |
| Primary APN | 14-020-280-028-52 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,624 sqft Building Perimeter |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cottage |
| Lot Area | 180,338 sqft (4.14 acres) |
| Garage Area | 1,200 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2985 PINE LAKE ST |
|---|---|
| City | NILES |
| State | MI |
| Zip | 49120-9479 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 439-322, 438-744, 371-519, 892C-4, 892C-5, T7S R16W, LOT 28 WOODLAND ACRES. SECS 22 & 23 PROPERTY COMBINATION 1.11.2021 |
| Legal Subdivision | WOODLAND ACRES |
| Legal Lot Number | 28 |
| Jurisdiction | CASS MI |
| Township / Civil Division | HOWARD |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 2202 |
Source: Cass County records · APN 14-020-280-028-52
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2985 PINE LAKE ST, NILES, MI 49120-9479 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Dec 02, 2025 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Aug 20, 2021 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 02, 2025 · Amount on Record |
| Deed Sale | Dec 02, 2025 · Amount on Record |
| Prior Sale | Aug 20, 2021 · Amount on Record |
| Deed Document Number | 2025227083 |
| Deed Book / Page | 1269 / 909 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Dec 02, 2025 |
| Property Address | 2985 PINE LAKE ST, NILES, MI 49120-9479 |
| Document Number | 001269/909 |
| Book / Page | 1269 / 909 |
| Map Reference | LB 1-D PG 247 |
| Instrument Date | Nov 26, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,287.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2985 PINE LAKE ST, NILES, MI 49120-9479 |
| Name | Verified Name |
|---|---|
| Address | 2985 PINE LAKE ST, NILES, MI 49120-9479 |
| Document Number | 0001269912 |
|---|---|
| Date | Dec 02, 2025 |
| Instrument | 1269/912 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Aug 20, 2021 |
| Property Address | 2985 PINE LAKE ST, NILES, MI 49120-9479 |
| Document Number | 001202/157 |
| Book / Page | 1202 / 157 |
| Map Reference | LB 1-D PG 247 |
| Instrument Date | Aug 17, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,021.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2985 PINE LAKE STREET, DEARBORN, MI 48120 |
| Document Number | 0001202160 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 1202/160 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Howard Township |
| Unified School District | Niles Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,400 (+16.77%) | $236,800 (+16.77%) | |
| 2025 | $875.00 (-58.47%) Homeowner's exemption | $101,400 (+33.25%) Land $101,400 | $202,800 (+33.25%) Land $202,800 |
| 2024 | $2,107.00 (+5.99%) | ||
| 2023 | $76,100 | $152,200 | |
| 2022 | $1,988.00 |
Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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