2985 Mutual Union Rd N, Cable, OH 43009 Property Records

Champaign County property record for 2985 Mutual Union Rd N, Cable, OH 43009

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,210 sqft · built 1900
Lot Size	2.25 acres (98,141 sqft)
Owner	Individual Name on Record
Last Sale	$121,900 (Mar 2016)
Tax Bill	$2,445 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028185-8`

Property Details

APN / Parcel Number

Primary APN	`028185-8`
Alternative APN	`L43-12-00-57-00-029-01`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
Gross Area	1,296 sqft
1st Floor Area	864 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1965
Architectural Style	Other
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	98,141 sqft (2.25 acres)
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Shed	1 Shed
Shed Area	252 sqft
Lean-To	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	028185-8
Street Address	2985 MUTUAL UNION RD N
City	CABLE
State	OH
Zip	43009-9602
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RTS 00-00-00 __ 4516ATTACH TO 029-03
Legal Subdivision	VMS 4516
Jurisdiction	CHAMPAIGN OH
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

Source: Champaign County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2985 MUTUAL UNION RD N, CABLE, OH 43009-9602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2016 · Amount on Record
Deed Sale	Mar 2, 2016 · Amount on Record
Prior Sale	Sep 16, 2005 · Amount on Record
Deed Document Number	2016867
Deed Book / Page	539 / 490
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN OH
Recording Date	Jul 9, 2026
Property Address	2985 MUTUAL UNION RD N, CABLE, OH 43009-9602
Document Number	0000002797
Book / Page	606 / 5809
Instrument Date	Jul 3, 2026
Instrument	20262797
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 MUTUAL UNION RD N, CABLE, OH 43009-9602

Mortgage

Document Number	0000002797,
Date	Jul 9, 2026
Book Page	606/5809
Instrument	20262797

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Champaign County
County Subdivision	Wayne Township
Unified School District	Triad Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,445.00 (-8.26%)	$75,210 (+49.85%) Land $21,080 Building $54,130	$214,900 (+49.85%) Land $60,240 Building $154,660
2024	$2,665.00 (+36.32%) Homeowner's exemption	$50,190 (-) Land $11,000 Building $39,190
2023	$1,955.00 (+0.15%) Homeowner's exemption	$50,190 (-) Land $11,000 Building $39,190	$143,410 (-) Land $31,430 Building $111,980
2022	$1,952.00 Homeowner's exemption	$50,190 Land $11,000 Building $39,190	$143,410 Land $31,430 Building $111,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	25 / 3

May also be available: Verizon.

Nearby Properties on Mutual Union Rd N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures