2985 Mountain View Dr, Laguna Beach, CA 92651 Property Records

Orange County property record for 2985 Mountain View Dr, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,101 sqft · built 1965
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Aug 2021)
Tax Bill	$24,691 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-072-25`

Property Details

APN / Parcel Number

Primary APN	`641-072-25`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,101 sqft Living Area
Gross Area	2,552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	7,000 sqft (0.161 acres)
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	2985 MOUNTAIN VIEW DR
City	LAGUNA BEACH
State	CA
Zip	92651-2021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5312 BLK LOT 16
Legal Subdivision	TRACT NO 5312
Legal Tract	5312
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	62632

Owner

2985 Mountain View Dr is owned and occupied by an individual who bought it in August 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2985 MOUNTAIN VIEW DR, LAGUNA BEACH, CA 92651-2021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Grant Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Oct 5, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Oct 11, 2017	Reverse Mortgage, Transfer · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Jun 25, 1999 · Amount on File
Deed Document Number	2021536477
Prior Transfer Date	Sep 11, 2017
Prior Transfer Doc	0000432374
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 26, 2021
Property Address	2985 MOUNTAIN VIEW DR, LAGUNA BEACH, CA 92651-2021
Document Number	0000536477
Map Reference	MB 191 PG 19&20
Instrument Date	Jul 23, 2021
Instrument	2021000536477
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	995 SUMMIT DR, LAGUNA BEACH, CA 92651-3428

Mortgage

Document Number	0000536478
Date	Aug 26, 2021
Instrument	2021000536478

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2985 MOUNTAIN VIEW DR, LAGUNA BEACH, CA 92651-2021
Document Number	0000021156
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2985 MOUNTAIN VIEW DR LAGUNA BEACH CA 926512021, LAGUNA BEACH, CA 92651-2021

Mortgage

Document Number	0000021156
Date	Jan 22, 2018
Instrument	21156

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2985 MOUNTAIN VIEW DR, LAGUNA BEACH, CA 92651-2021
Document Number	0000021155
Instrument Date	Oct 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 30, 2018
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2985 MOUNTAIN VIEW DR LAGUNA BEACH CA 926512021, LAGUNA BEACH, CA 92651-2021

Mortgage

Document Number	0000021155
Date	Jan 22, 2018
Instrument	21155

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

October 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	Oct 11, 2017
Property Address	2985 MOUNTAIN VIEW DR, LAGUNA BEACH, CA 92651-2021
Document Number	0000432374
Instrument Date	Sep 11, 2017
Instrument	432374
Transaction Type	Transfer
Record Updated	Oct 20, 2017
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2985 MOUNTAIN VIEW DR LAGUNA BEACH CA 926512021, LAGUNA BEACH, CA 92651-2021

Mortgage

Document Number	432375
Date	Oct 11, 2017
Instrument	432375

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Mortgage

Document Number	432376,
Date	Oct 11, 2017
Instrument	432376

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

The 2025 property tax bill for 2985 Mountain View Dr was $24,691 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,381,350 (+2%) Land $2,146,570 Building $234,780
2025	$24,691.00 Homeowner's exemption	$2,334,657 Land $2,104,480 Building $230,177
2023	$23,907.00 (+2.18%) Homeowner's exemption	$2,244,000 Land $2,022,760 Building $221,240
2022	$23,397.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2985 Mountain View Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2985 Mountain View Dr is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: GeoLinks, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mountain View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures