2985 Miller Rd, Salisbury, NC 28147 Property Records

Rowan County property record for 2985 Miller Rd, Salisbury, NC 28147

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,400 sqft · built 2020
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`475 051`

Property Details

APN / Parcel Number

Primary APN	`475 051`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Detached
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	2985 MILLER RD
City	SALISBURY
State	NC
Zip	28147-7619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR1 1.50AC
Legal Subdivision	PRESTON D HORNBEAK
Legal Tract	1
Jurisdiction	ROWAN NC
Township / Civil Division	LOCKE
Census Block Group	2
Census Block	2003
Census Tract	51201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2985 MILLER RD, SALISBURY, NC 28147-7619
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Deed of Trust, Mortgage INTERCOASTAL MTG
Jun 11, 2020	Deed of Trust, Construction Loan · Construction Mortgage MVB MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	2985 MILLER RD, SALISBURY, NC 28147-7619
Document Number	0013650905
Instrument Date	Jan 13, 2021
Transaction Type	Mortgage
Record Updated	Jan 26, 2021
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2985 MILLER RD SALISBURY NC 28147, SALISBURY, NC 28147

Mortgage

Document Number	0013650905
Date	Jan 14, 2021
Book Page	001365/000905

Lender

Name	INTERCOASTAL MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2051

June 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Recording Date	Jun 11, 2020
Property Address	2985 MILLER RD, SALISBURY, NC 28147-7619
Document Number	0013500119
Book / Page	001350 / 000119
Instrument Date	Jun 9, 2020
Transaction Type	Construction Loan
Record Updated	Jan 22, 2021
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2985 MILLER RD SALISBURY NC 28147, SALISBURY, NC 28147

Mortgage

Document Number	13500119
Date	Jun 11, 2020
Book Page	001350/000119

Lender

Name	MVB MTG
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 10, 2021

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00	$241,261 (-) Land $36,535 Building $204,726	$241,261 (-) Land $36,535 Building $204,726
2023	$1,634.00	$241,261 Land $36,535 Building $204,726	$241,261 Land $36,535 Building $204,726

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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