2985 Hermitage Dr, Sumter, SC 29150 Property Records

Sumter County property record for 2985 Hermitage Dr, Sumter, SC 29150

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,350 sqft · built 1992
Lot Size	0.482 acres (21,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,428 (2025)
Deeds & Mortgages	May 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`185-12-01-023`

Property Details

APN / Parcel Number

Primary APN	`185-12-01-023`
Alternative APN	`18468`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	21,001 sqft
Lot Width	120 ft Width
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Fence	Fence
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	75 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	18468
Old Parcel Number	185 12 01 023
Street Address	2985 HERMITAGE DR
City	SUMTER
State	SC
Zip	29150-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	LOT 52 PB92-922 PB93-1523 120 FT PB91-779
Legal Subdivision	DEERFIELD PLANTATION
Legal Lot Number	52
Jurisdiction	SUMTER SC
Township / Civil Division	SUMTER
Census Block Group	1
Census Block	1006
Census Tract	1701

Owner

2985 Hermitage Dr is owned and occupied by two individuals who acquired it in January 1993.

Source: Sumter County records, as of December 18, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2985 HERMITAGE DR, SUMTER, SC 29150-6007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 1, 1993
Deed Sale	Jan 1, 1993
Deed Document Number	0005471120
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER SC
Recording Date	May 19, 2026
Property Address	2985 HERMITAGE DR, SUMTER, SC 29150-6007
Document Number	1354003209
Book / Page	1354 / 3209
Instrument Date	May 12, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2985 HERMITAGE DR, SUMTER, SC 29150-6007

Mortgage

Document Number	1354003209,
Date	May 19, 2026
Book Page	1354/3209

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 12, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 2985 Hermitage Dr was $1,428.

Source: Sumter County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Sumter County
Municipality	Sumter City
Unified School District	Sumter County Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,428.00	$9,340 Land $1,556 Building $7,784	$240,196 Land $40,000 Building $200,196
2023		$9,470 (-) Land $1,600 Building $7,870	$240,196 (-) Land $40,000 Building $200,196
2022	$1,379.00	$9,470 Land $1,600 Building $7,870	$240,196 Land $40,000 Building $200,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2985 Hermitage Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	12 (2015–2020)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2985 Hermitage Dr is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SUMTER serves 53,070 people · EPA ID SC4310001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FTC Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000