2985 Hammock Way, Vero Beach, FL 32963 Property Records

Indian River County property record for 2985 Hammock Way, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,370 sqft · built 1998
Lot Size0.11 acres (4,792 sqft)
Owner2 Owner Names on File
Last Sale$1,475,000 (Jun 2002)
Tax Bill$18,116 (2025)
Flood ZoneZone X (moderate risk)
APN31-39-15-00009-0270-00004.0

Property Details

APN / Parcel Number

Primary APN31-39-15-00009-0270-00004.0
Alternative APN
  • 32693

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area3,370 sqft Living Area
1st Floor Area2,322 sqft
2nd Floor Area1,048 sqft
Interior WallsWallboard/Drywall
Fireplace2 Story

Exterior

Year BuiltBuilt 1998
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area4,792 sqft (0.11 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area600 sqft

Exterior Amenities

Pool Area300 sqft
PorchOpen Porch
Porch Area642 sqft
Patio Area360 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number32693
Street Address2985 HAMMOCK WAY
CityVERO BEACH
StateFL
Zip32963-4772
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionWINDSOR PLAT 9 BLK 27 LOT 4 PBI 14-80
Legal Range39
Legal Township31
Legal Section15
Legal SubdivisionWINDSOR PLAT 9
Legal Block27
Legal Lot Number4
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3019
Census Tract50506

Owner

The current owner of 2985 Hammock Way bought it in June 2002.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Owner Names on File
Mailing Address2985 HAMMOCK WAY, VERO BEACH, FL 32963-4772
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 27, 2002 · Amount on File
Deed SaleJun 27, 2002 · Amount on File
Prior SaleDec 26, 1996 · Amount on File
Deed Document Number0150001327
Deed Book / Page01500 / 01327
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2985 Hammock Way was $18,116.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$18,116.00$1,289,723$2,355,316 Land $850,000 Building $1,505,316
2023$16,667.00 (+2.54%)$1,216,869 (+3%)$2,044,838 (+16.68%) Land $650,250 Building $1,394,588
2022$16,254.00$1,181,426$1,752,522 Land $595,000 Building $1,157,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2985 Hammock Way in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies434 units insured
incl. 105 condo units
Nearby Flood Claims8 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2985 Hammock Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

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