DeKalb County property record for 2985 Co Rd 39, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 2007 |
| Lot Size | 3.03 acres (131,987 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,600 (Nov 2016) |
| Tax Bill | $1,540 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-06-11-100-013.000-007 |
| Primary APN | 17-06-11-100-013.000-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 131,987 sqft (3.03 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 050611100013 |
|---|---|
| Street Address | 2985 COUNTY ROAD 39 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TILL'S TRACT SECTION III LOT #6 ACRES 3.03 |
| Legal Subdivision | TILLS SECONDARY SEC III |
| Legal Lot Number | 6 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | GRANT |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20200 |
Source: DeKalb County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2985 COUNTY ROAD 39, WATERLOO, IN 46793-9514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2024 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| May 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 10, 2016 · Amount on Record |
| Deed Sale | Nov 10, 2016 · Amount on Record |
| Deed Document Number | 20166309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2985 COUNTY ROAD 39, WATERLOO, IN 46793-9514 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2985 COUNTY ROAD 39, WATERLOO, IN 46793-9514 |
| Document Number | 0202401290 |
|---|---|
| Date | Mar 18, 2024 |
| Instrument | 202401290 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | 6531 IRVINE CENTER DR STE 100, IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 2, 2054 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 2985 COUNTY ROAD 39, WATERLOO, IN 46793-9514 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2021 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|
| Document Number | 202103634 |
|---|---|
| Date | May 19, 2021 |
| Instrument | 202103634 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Grant Township |
| Unified School District | DeKalb County Central United School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,540.00 (-6.21%) | $259,800 (-0.57%) Land $47,200 Building $212,600 | $259,800 (-0.57%) Land $47,200 Building $212,600 |
| 2024 | $1,642.00 (+3.86%) | $261,300 (+1.91%) Land $47,200 Building $214,100 | $261,300 (+1.91%) Land $47,200 Building $214,100 |
| 2023 | $1,581.00 (-3.01%) | $256,400 (+12.36%) Land $45,400 Building $211,000 | $256,400 (+12.36%) Land $45,400 Building $211,000 |
| 2022 | $1,630.00 | $228,200 Land $39,400 Building $188,800 | $228,200 Land $39,400 Building $188,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
May also be available: Auburn Essential Services, MetaLINK Technologies, Watch TV.
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