2985 Checker Flag Pl, Indian Head, MD 20640 Property Records

Charles County property record for 2985 Checker Flag Pl, Indian Head, MD 20640 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 2006
Square Footage	5,195 sqft Living Area
Lot Size	375,487 sqft (8.62 acres)
Garage	Attached, 1,020 sqft
Occupancy	Owner Occupied
Last Sale	$440,000 (2018)
Tax Bill	$19,840.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-024733`
Alternative APNs	`3024733` `024733`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	5,195 sqft Living Area
Gross Area	6,215 sqft Gross Area
1st Floor	3,900 sqft 1st Floor
Basement Area	1,295 sqft Basement
Finished Basement	1,295 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional Style
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Roof Material	Composition Shingle Roof
Lot Area	375,487 sqft (8.62 acres)
Parking Spaces	4 Parking Spaces
Garage Type	Attached Garage
Garage Area	1,020 sqft Garage

Exterior Amenities

Pool Area	288 sqft Pool
Deck Area	336 sqft Deck
Porch	Open Porch
Porch Area	416 sqft Porch
Bath House	288 sqft Bath House

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	024733
Street Address	2985 CHECKER FLAG PL
City	INDIAN HEAD
State	MD
Zip	20640-4600
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 2 - 8.620 AC N SI DONCASTR CHICAMUXEN MATHEWS ESTATES SUB
Legal Subdivision	MATHEWS ESTATES SUB
Legal Block	1
Legal Lot Number	2
Jurisdiction	CHARLES MD
Minor Civil Division	3, NANJEMOY
Census Blockgroup	1
Census Block	1002
Census Tract	850400

Owner

Source: Charles County records · APN 03-024733

Assessment roll updated September 22, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2985 CHECKER FLAG PL, INDIAN HEAD, MD 20640-4600
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2018 · Amount on Record
Deed Sale	Nov 16, 2018 · Amount on Record
Prior Sale	Dec 16, 2004 · Amount on Record
Deed Book / Page	10457 / 169
Prior Transfer Date	Jul 13, 2012
Prior Transfer Doc	0078660143
Record Refreshed	Jun 08, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLES MD
Recording Date	Nov 16, 2018
Property Address	2985 CHECKER FLAG PL, INDIAN HEAD, MD 20640-4600
Document Number	0104570169
Book / Page	010457 / 000169
Instrument Date	Nov 10, 2018
Transaction Type	Transfer
Record Updated	Dec 03, 2018
Title Company	PASSPORT TITLE SERVICES LLC, PASSPORT TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2985 CHECKER FLAG PL INDIAN HEAD MD 206404600, INDIAN HEAD, MD 20640-4600

Mortgage

Document Number	104570176
Date	Nov 16, 2018
Book Page	010457/000176

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Charles County records · Assessment roll updated September 22, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,840.00 (+137.92%) Homeowner's exemption	$702,600 (+15.33%) Land $122,800 Building $579,800	$702,600 (-) Land $122,800 Building $579,800
2023	$8,339.00 Homeowner's exemption	$609,200	$702,600 Land $122,800 Building $579,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charles County (24017C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.