Franklin County property record for 2985 Cedar Rd, Stamping Ground, KY 40379
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.5 acres (65,688 sqft) |
| Owner | Individual Name on File |
| Last Sale | $218,000 (Dec 2013) |
| Tax Bill | $2,635 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-00-00-029.01 |
| Primary APN | 097-00-00-029.01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Exterior Material | Vinyl |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 65,688 sqft (1.5 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Asphalt Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 62292 |
|---|---|
| Street Address | 2985 CEDAR RD |
| City | STAMPING GROUND |
| State | KY |
| Zip | 40379-9511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WISE FARM TRACT A 1.508 |
| Legal Subdivision | WISE FARM |
| Legal Phase | 1 |
| Legal Tract | A |
| Legal Lot Number | A |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | PEAKS MILL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70801 |
2985 Cedar Rd is owned and occupied by an individual who bought it in December 2013.
Source: Franklin County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 1, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Jun 28, 2018 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| May 26, 2017 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CU INC |
| Jan 9, 2017 | Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2013 · Amount on File |
| Deed Sale | Dec 13, 2013 · Amount on File |
| Deed Document Number | 2013410511 |
| Deed Book / Page | 543 / 847 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 9, 2026 |
| Property Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Document Number | 0000911853 |
| Book / Page | 1821 / 378 |
| Instrument Date | May 26, 2026 |
| Instrument | 2026911853 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Investor | Possibly a Property Investor |
| Document Number | 0000911853, |
|---|---|
| Date | Jun 9, 2026 |
| Book Page | 1821/378 |
| Instrument | 2026911853 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2023 |
| Title Company | ACUITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Document Number | 0M1711/139 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | M1711/139 |
| Instrument | 693193 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1458/648 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | M1458/648 |
| Instrument | 476030 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1418/439 |
|---|---|
| Date | May 26, 2017 |
| Book Page | M1418/439 |
| Instrument | 460281 |
| Name | COMMONWEALTH CU INC |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 9, 2017 |
| Property Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
| Document Number | 00D566/555 |
| Book / Page | D566 / 555 |
| Instrument Date | Jan 5, 2017 |
| Instrument | 454492 |
| Transaction Type | Transfer |
| Record Updated | May 24, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1900 63RD AVE N, 1900, SAINT PETERSBURG, FL 33702-7127 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2985 CEDAR RD, STAMPING GROUND, KY 40379-9511 |
The 2025 property tax bill for 2985 Cedar Rd was $2,635.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,635.00 | $220,000 Land $20,000 Building $200,000 | $220,000 Land $20,000 Building $200,000 |
| 2023 | $2,629.00 | $220,000 | $220,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2985 Cedar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2985 Cedar Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| All Points Broadband Fixed Wireless | 10 / 1 |
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