2985 Bear Claw St, Normal, IL 61761 Property Records

McLean County property record for 2985 Bear Claw St, Normal, IL 61761

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 2005
Lot Size	0.168 acres (7,332 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Feb 2026)
Tax Bill	$8,448 (2024)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2009 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-208-001`

Property Details

APN / Parcel Number

Primary APN	`14-24-208-001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,216 sqft Living Area
1st Floor Area	1,078 sqft
Basement Area	1,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	7,332 sqft (0.168 acres)
Lot Dimensions	110 ft deep x 68 ft wide
Garage Area	735 sqft
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2985 BEAR CLAW ST
City	NORMAL
State	IL
Zip	61761-9639
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	EAGLES LANDING SUB 3RD ADD LT 267
Legal Range	02E
Legal Township	24N
Legal Section	24
Legal Subdivision	EAGLES LANDING SUB
Legal Lot Number	267
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1006
Census Tract	507

Owner

2985 Bear Claw St is owned and occupied by two individuals who bought it in February 2026.

Source: McLean County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Jan 13, 2009	Deed of Trust, Mortgage · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 28, 2010	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage POINT MORTGAGE CORP
May 8, 2006	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage OPTION ONE MORTGAGE CORP
Jun 30, 2005	Warranty Deed, Transfer · Line of Credit CITIZENS SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	May 8, 2006 · Amount on File
Deed Document Number	20262782
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800002011
Date	Jan 31, 2018
Instrument	2018-00002011

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2038

Interest

Rate	3.75%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200900000826
Date	Jan 13, 2009
Instrument	2009-00000826

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2039

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201000026774
Date	Oct 28, 2010
Instrument	2010-00026774

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2030

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Feb 24, 2026
Property Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Document Number	202600002782
Map Reference	DOC 2003-28054
Instrument Date	Feb 9, 2026
Instrument	2026-00002782
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Investor	Possibly a Property Investor

Mortgage

Document Number	202600002783
Date	Feb 24, 2026
Instrument	2026-00002783

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.99%

May 2006: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	May 8, 2006
Property Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Document Number	200600011553
Map Reference	DOC2003-28054
Instrument Date	Apr 27, 2006
Instrument	2006-00011553
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$362.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Investor	Possibly a Property Investor

Mortgage

Document Number	200600011554
Date	May 8, 2006
Instrument	2006-00011554

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2036

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 30, 2005
Property Address	2985 BEAR CLAW ST, NORMAL, IL 61761-9639
Document Number	200500018835
Instrument Date	Jun 8, 2005
Instrument	2005-00018835
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1607 VISA DR, BLOOMINGTON, IL 61701
Investor	Possibly a Property Investor

Mortgage

Document Number	200500018836
Date	Jun 30, 2005
Instrument	2005-00018836

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$120,110 (+9.14%) Land $24,419 Building $95,691	$360,330 (+9.14%) Land $73,257 Building $287,073
2024	$8,448.00 (+6.67%)	$110,051 (+11.68%) Land $22,374 Building $87,677	$330,153 (+11.68%) Land $67,122 Building $263,031
2023	$7,920.00	$98,541 Land $20,034 Building $78,507	$295,623 Land $60,102 Building $235,521

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2985 Bear Claw St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2985 Bear Claw St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAL serves 52,736 people · EPA ID IL1130900
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Pavlov Media.

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