2984 Valley View Rd, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 2984 Valley View Rd, Annapolis, MD 21401

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 4,888 sqft · built 2022
Lot Size	0.347 acres (15,120 sqft)
Owner	Individual Name on Record
Last Sale	$965,000 (Jul 2022)
Tax Bill	$524 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-154-03584400`

Property Details

APN / Parcel Number

Primary APN	`02-154-03584400`
Alternative APNs	`215403584400` `15403584400`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,888 sqft Gross Area
1st Floor Area	1,320 sqft
Basement Area	1,056 sqft
Finished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,120 sqft (0.347 acres)
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	15403584400
Street Address	2984 VALLEY VIEW RD
City	ANNAPOLIS
State	MD
Zip	21401-7207
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LT 93 SC C CAPE ST JOHN
Legal Subdivision	CAPE ST JOHN
Legal Block	3
Legal Lot Number	93
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	3
Census Block	3007
Census Tract	702402

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2984 VALLEY VIEW RD, ANNAPOLIS, MD 21401-7207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2022	Deed, Transfer · VA Mortgage CMG MORTGAGE INC
Feb 1, 2022	Deed, Construction Loan · Construction Mortgage SHORE UNITED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Feb 1, 2022 · Amount on Record
Deed Book / Page	38950 / 421
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 20, 2022
Property Address	2984 VALLEY VIEW RD, ANNAPOLIS, MD 21401-7207
Document Number	0389500421
Book / Page	38950 / 421
Map Reference	MB 21 PG 15
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NORTHCO TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2984 VALLEY VIEW RD, ANNAPOLIS, MD 21401-7207

Mortgage

Document Number	0038950429
Date	Jul 20, 2022
Instrument	38950/429

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

February 2022: Deed, Construction Loan

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Feb 1, 2022
Property Address	2984 VALLEY VIEW RD, ANNAPOLIS, MD 21401-7207
Document Number	0383050044
Book / Page	38305 / 44
Map Reference	MB 21 PG 15
Instrument Date	Jan 14, 2022
Transaction Type	Construction Loan
Record Updated	Aug 16, 2022
Title Company	NORTHCO TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$3,424.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	970 SAINT GEORGE BARBER RD, DAVIDSONVILLE, MD 21035-1213

Mortgage

Document Number	0003830551
Date	Feb 1, 2022
Instrument	38305/51

Lender

Name	SHORE UNITED BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$951,300 (-3.21%) Land $308,300 Building $643,000	$951,300 (-3.21%) Land $308,300 Building $643,000
2025	$524.00 (-95.12%)
2023	$10,732.00	$982,800 Land $308,300 Building $674,500	$982,800 Land $308,300 Building $674,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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