Lake County property record for 2984 Mediterranean Loop, Tavares, FL 32778
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,479 sqft · built 2000 |
| Lot Size | 0.141 acres (6,120 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jun 2017) |
| Tax Bill | $2,382 (2024) |
| Deeds & Mortgages | Jan 2022 Line of Credit Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-20-25-1800-000-15500 |
| Primary APN | 13-20-25-1800-000-15500 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,479 sqft Living Area |
| Gross Area | 2,103 sqft |
| 1st Floor Area | 1,479 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 6,120 sqft (0.141 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Finished Porch |
|---|---|
| Porch Area | 237 sqft |
| Deck Area | Deck Area |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 3791211 |
|---|---|
| Street Address | 2984 MEDITERRANEAN LOOP |
| City | TAVARES |
| State | FL |
| Zip | 32778-9244 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | TAVARES ROYAL HARBOR PHASE I SUB LOT 155 PB 42 PGS 1-5 ORB 4958 PG 2011 ORB 5281 PG 2355 |
| Legal Range | 25E |
| Legal Township | 20S |
| Legal Section | 13 |
| Legal Subdivision | TAVARES ROYAL HARBOR PHASE I SUB |
| Legal Tract | 1800 |
| Legal Lot Number | 155 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | TAVARES |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 31002 |
Source: Lake County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Nov 30, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 20, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 15, 2017 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2017 · Amount on Record |
| Deed Sale | Jun 15, 2017 · Amount on Record |
| Prior Sale | May 27, 2003 · Amount on Record |
| Deed Document Number | 201764610 |
| Deed Book / Page | 4958 / 2011 |
| Last Transfer Date | May 15, 2019 |
| Transfer Doc | 0052812355 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Document Number | 0058730161 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 5873/161 |
| Instrument | 2022003708 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 23, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Document Number | 0055911183 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 5591/1183 |
| Instrument | 2020134426 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 20, 2019 |
| Property Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Document Number | 0052812355 |
| Book / Page | 005281 / 002355 |
| Instrument Date | May 15, 2019 |
| Instrument | 56101 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2984 MEDITERRANEAN LOOP TAVARES FL 327789244, TAVARES, FL 32778-9244 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jun 15, 2017 |
| Property Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Document Number | 0049582011 |
| Book / Page | 4958 / 2011 |
| Map Reference | MB 42 PG 1-5 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2017064610 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2984 MEDITERRANEAN LOOP, TAVARES, FL 32778-9244 |
| Document Number | 2017064611 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 2017064611 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Lake County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Tavares City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,790 (+2.9%) | $253,462 (-) Land $49,400 Building $204,062 | |
| 2025 | $168,900 (+5.99%) Land $49,400 Building $119,500 | $253,462 (+13.01%) Land $49,400 Building $204,062 | |
| 2024 | $2,382.00 (+5.68%) | ||
| 2023 | $2,254.00 (+12.53%) Homeowner's exemption | $159,360 (+11.01%) | $224,282 (+3.77%) Land $49,400 Building $174,882 |
| 2022 | $2,003.00 Homeowner's exemption | $143,560 | $216,126 Land $49,400 Building $166,726 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAVARES WATER DEPARTMENT (4 WPS) serves 22,007 people · EPA ID FL3351333 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Summit Broadband Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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