2983 Smith Mill Rd, Trafford, AL 35172 Property Records

Jefferson County property record for 2983 Smith Mill Rd, Trafford, AL 35172

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,995 sqft · built 2003
Lot Size	3.4 acres (148,104 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,030 (Feb 2003)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-00-27-0-000-001.001`

Property Details

APN / Parcel Number

Primary APN	`02-00-27-0-000-001.001`
Alternative APNs	`02270000001001RR00` `423966`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,995 sqft Living Area
Gross Area	7,766 sqft
1st Floor Area	1,707 sqft
Upper Floors Area	1,288 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	148,104 sqft (3.4 acres)
Garage Area	1,300 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	405 sqft
Porch	Porch
Porch Area	152 sqft
Fence	Fence
Tennis Court	Tennis Court

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	423966
Old Parcel Number	02270000001001RR00
Street Address	2983 SMITH MILL RD
City	TRAFFORD
State	AL
Zip	35172-9522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	COM NE COR SEC 27 TP 14 R 2W TH W 278.6 FT TO POB CONT W 242.1 FT TH S 550 FT TH E 242 FT TH N 538.1 FT TO POB
Legal Range	02W
Legal Township	14S
Legal Section	27
Jurisdiction	JEFFERSON AL
Township / Civil Division	KIMBERLY-MORRIS
Census Block Group	1
Census Block	1036
Census Tract	11301

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES
Oct 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK
Oct 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Nov 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2003 · Amount on Record
Deed Sale	Feb 14, 2003 · Amount on Record
Deed Document Number	2003029214
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522

Mortgage

Document Number	0000013017
Date	Feb 12, 2026
Instrument	2026013017

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522

Mortgage

Document Number	0000092001
Date	Oct 7, 2025
Instrument	2025092001

Lender

Name	SOFI BANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2045

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522
Transaction Type	Mortgage
Record Updated	Nov 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522

Mortgage

Document Number	0000093199
Date	Oct 16, 2023
Instrument	2023093199

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2033

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	2983 SMITH MILL RD, TRAFFORD, AL 35172-9522
Document Number	0000125708
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2983 SMITH MILL RD TRAFFORD AL 351729522, TRAFFORD, AL 35172-9522

Mortgage

Document Number	0000125708
Date	Dec 4, 2019
Instrument	125708

Lender

Name	REGIONS BK
Type	Bank
Address	PINSON, AL 35126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2034

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Senior Citizen's exemption	$64,020 (-1.42%)	$640,200 (-1.42%) Land $57,700 Building $582,500
2023		$64,940 Land $5,770 Building $59,170	$649,400 Land $57,700 Building $591,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 66% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

Nearby Properties on Smith Mill Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures