Charles County property record for 2983 Chestnut Dr, Waldorf, MD 20603
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,046 sqft · built 1966 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | Individual Name on File |
| Last Sale | $377,800 (Sep 2007) |
| Tax Bill | $10,568 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-063403 |
| Primary APN | 06-063403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,046 sqft Living Area |
| Gross Area | 2,478 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 43,124 sqft (0.99 acres) |
| Garage Type | Detached |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Breezeway |
| Porch Area | 432 sqft |
| Breezeway | Breezeway |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 063403 |
|---|---|
| Street Address | 2983 CHESTNUT DR |
| City | WALDORF |
| State | MD |
| Zip | 20603-5913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | PARCEL B BEL AIR ACRES SUB |
| Legal Subdivision | BEL AIR ACRES SUB |
| Legal Block | 1 |
| Legal Lot Number | B |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 850706 |
2983 Chestnut Dr is owned and occupied by an individual who acquired it in January 2016.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2983 CHESTNUT DR, WALDORF, MD 20603-5913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2007 · Amount on File |
| Deed Sale | Sep 19, 2007 · Amount on File |
| Prior Sale | Dec 30, 2002 · Amount on File |
| Deed Document Number | 2007203307 |
| Deed Book / Page | 6454 / 489 |
| Last Transfer Date | Jan 8, 2016 |
| Transfer Doc | 0092170001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 2983 CHESTNUT DR, WALDORF, MD 20603-5913 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | NOT AVAILABLE, BCHH TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0122300482 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 12230/482 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
The 2025 property tax bill for 2983 Chestnut Dr was $10,568.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $356,767 (+2.72%) | $366,200 (-) Land $127,700 Building $238,500 | |
| 2025 | $10,568.00 | $347,333 | $366,200 Land $127,700 Building $238,500 |
| 2023 | $4,506.00 | $317,600 | $337,900 Land $127,700 Building $210,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2983 Chestnut Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 7 (2008–2020) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2983 Chestnut Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile.
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