29822 150th Ave, Onamia, MN 56359 Property Records

Mille Lacs County property record for 29822 150th Ave, Onamia, MN 56359

Property Summary

Property Type	Single Family Home
Details	1,024 sqft · built 2020
Lot Size	94.6 acres (4,124,261 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,069 (Oct 2025)
Tax Bill	$1,696 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-009-0200`

Property Details

APN / Parcel Number

Primary APN	`04-009-0200`

Interior

Building Area	1,024 sqft Total Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	4,124,261 sqft (94.6 acres)
Garage Area	1,280 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	29822 150TH AVE
City	ONAMIA
State	MN
Zip	56359-2069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF NW 9 40 27 94.68
Legal Range	27
Legal Township	40
Legal Section	09
Jurisdiction	MILLE LACS MN
Township / Civil Division	DAILEY
Census Block Group	1
Census Block	1000
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	29822 150TH AVE, ONAMIA, MN 56359-2069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Oct 31, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL MINNESOTA CU
May 31, 2018	Deed, Transfer TITLE SMART INC, TITLESMART INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	2025448626
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	29822 150TH AVE, ONAMIA, MN 56359-2069
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A429262
Date	Jan 13, 2022
Instrument	A429262

Lender

Name	LENDERFI INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Oct 31, 2025
Property Address	29822 150TH AVE, ONAMIA, MN 56359-2069
Document Number	000A448626
Instrument Date	Oct 24, 2025
Instrument	A448626
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,732.73
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	29822 150TH AVE, ONAMIA, MN 56359-2069

Mortgage

Document Number	000A448627
Date	Oct 31, 2025
Instrument	A448627

Lender

Name	CENTRAL MINNESOTA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	May 31, 2018
Property Address	29822 150TH AVE, ONAMIA, MN 56359-2069
Document Number	A406339
Instrument Date	May 16, 2018
Instrument	A406339
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Tax	$429.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1368 MINNEHAHA AVE W, SAINT PAUL, MN 55104-1924

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Dailey Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,696.00 (+1.07%)	$419,900 (+24.6%) Land $232,000 Building $187,900	$419,900 (+24.6%) Land $232,000 Building $187,900
2025	$1,678.00 (+1.94%) Homeowner's exemption	$337,000 (+5.08%) Land $204,000 Building $133,000	$337,000 (+5.08%) Land $204,000 Building $133,000
2023	$1,646.00	$320,700 Land $188,900 Building $131,800	$320,700 Land $188,900 Building $131,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 78% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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