2982 Rosette St, Simi Valley, CA 93065 Property Records

Ventura County property record for 2982 Rosette St, Simi Valley, CA 93065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,040 sqft · built 1964
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$563,000 (Feb 2020)
Tax Bill	$7,527 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`634-0-103-075`

Property Details

APN / Parcel Number

Primary APN	`634-0-103-075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	129 ft deep x 92 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	68 sqft
Patio Area	280 sqft

Location & Zoning

Street Address	2982 ROSETTE ST
City	SIMI VALLEY
State	CA
Zip	93065-5248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-4
Legal Description	TRACT: 156100 LOT: 89 REF: 041MR 041
Legal Subdivision	TRACT NO 1561
Legal Tract	156100
Legal Block	103
Legal Lot Number	89
Jurisdiction	VENTURA CA
Township / Civil Division	SIMI VALLEY
Census Block Group	3
Census Block	3001
Census Tract	7506

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2982 ROSETTE ST, SIMI VALLEY, CA 93065-5248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional with PMI BNB FINANCIAL INC BNB FINANCIAL INC
Feb 5, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 20, 2019	Grant Deed, Transfer · Construction Mortgage NJR THREE PROPS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2020 · Amount on Record
Deed Sale	Feb 5, 2020 · Amount on Record
Prior Sale	Sep 20, 2019 · Amount on Record
Deed Document Number	202015781
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2982 ROSETTE ST, SIMI VALLEY, CA 93065-5248
Document Number	0000008651
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2982 ROSETTE ST SIMI VALLEY CA 930655248, SIMI VALLEY, CA 93065-5248

Mortgage

Document Number	0000008651
Date	Jan 15, 2021
Instrument	8651

Lender

Name	BNB FINANCIAL INC BNB FINANCIAL INC
Type	Bank
Address	GLENDALE, CA 91203

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 5, 2020
Property Address	2982 ROSETTE ST, SIMI VALLEY, CA 93065-5248
Document Number	0000015781
Map Reference	MB 41 PG 41-47
Instrument Date	Jan 15, 2020
Instrument	20200205-00015781
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2982 ROSETTE ST, SIMI VALLEY, CA 93065-5248

Mortgage

Document Number	0000015782
Date	Feb 5, 2020
Instrument	20200205-00015782

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Sep 20, 2019
Property Address	2982 ROSETTE ST, SIMI VALLEY, CA 93065-5248
Document Number	0000112451
Instrument Date	Aug 16, 2019
Instrument	112451
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$447.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2828 COCHRAN ST #296 SIMI VALLEY CA 930652780, 296, SIMI VALLEY, CA 93065-2780

Mortgage

Document Number	112452
Date	Sep 20, 2019
Instrument	112452

Lender

Name	NJR THREE PROPS LLC
Address	5753 G SANTA ANA CANYON RD # 61, ANAHEIM, CA 92807

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 19, 2020

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Simi Valley City
Unified School District	Simi Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$628,033 (+2%) Land $408,280 Building $219,753
2025	$7,527.00 (+1.14%)	$615,719 (+4.04%) Land $400,274 Building $215,445
2024	$7,442.00 (+6.31%)
2023	$7,000.00 (+0.23%)	$591,811 Land $384,731 Building $207,080
2022	$6,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER COMPANY - SIMI VALLEY private · serves 45,086 people · EPA ID CA5610059
Water Source	Purchased surface water from CALLEGUAS MUNICIPAL WATER DIST
Last State Inspection	Jul 2022
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Rocket Broadband, Verizon.

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