2982 Pennington Rd, Live Oak, CA 95953 Property Records

Sutter County property record for 2982 Pennington Rd, Live Oak, CA 95953

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,918 sqft · built 1979
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$2,704 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Dec 2021 Mortgage + 2 more
APN	`006-160-003-000`

Property Details

APN / Parcel Number

Primary APN	`006-160-003-000`
Alternative APN	`06-160-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,918 sqft Living Area
Gross Area	2,178 sqft
1st Floor Area	1,918 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2010
Construction Type	Wood
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	06-160-003
Street Address	2982 PENNINGTON RD
City	LIVE OAK
State	CA
Zip	95953-2278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	NORTHWEST 1/4 SEC.5 T. 16 N. R. 3 E.
Legal Range	03E
Legal Township	16N
Legal Section	05
Legal Subdivision	BOGA RHO
Jurisdiction	SUTTER CA
Township / Civil Division	LIVE OAK
Census Block Group	4
Census Block	4014
Census Tract	50702

Owner

2982 Pennington Rd is owned and occupied by an individual who acquired it in September 2023.

Source: Sutter County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 30, 2019	Trustee's Deed, Construction Loan · Construction Mortgage LOANPAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023
Deed Sale	Sep 21, 2023
Prior Sale	Sep 12, 2014 · Amount on File
Deed Document Number	20238476
Prior Transfer Date	Sep 5, 2023
Prior Transfer Doc	0000008476
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUTTER CA
Recording Date	Sep 21, 2023
Property Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278
Document Number	0000008476
Instrument Date	Sep 5, 2023
Instrument	2023-0008476
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278

Mortgage

Document Number	0000008477
Date	Sep 21, 2023
Instrument	2023-0008477

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278

Mortgage

Document Number	0000022802
Date	Dec 13, 2021
Instrument	2021-0022802

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUTTER CA
Property Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278

Mortgage

Document Number	0000008269
Date	May 4, 2021
Instrument	2021-0008269

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Feb 1, 2051

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SUTTER CA
Recording Date	Aug 30, 2019
Property Address	2982 PENNINGTON RD, LIVE OAK, CA 95953-2278
Instrument Date	Aug 26, 2019
Instrument	11859
Transaction Type	Construction Loan
Record Updated	Sep 24, 2019
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2982 PENNINGTON RD LIVE OAK CA 959532278, LIVE OAK, CA 95953-2278

Mortgage

Document Number	0000011859
Date	Aug 30, 2019
Instrument	11859

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 29, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2982 Pennington Rd was $2,704.

Source: Sutter County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Sutter County
Municipality	Live Oak City
Unified School District	Live Oak Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,776 (+2%) Land $42,900 Building $183,876	$226,776
2025	$2,704.00	$222,330 Land $42,059 Building $180,271
2023	$2,549.00 Homeowner's exemption	$213,699 Land $40,427 Building $173,272

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2982 Pennington Rd; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2982 Pennington Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LIVE OAK serves 9,687 people · EPA ID CA5110001
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Corridor Wireless Fixed Wireless	100 / 100

May also be available: AT&T, GeoLinks, Succeed.Net.

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