2982 Carpenter Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 2982 Carpenter Rd, Lapeer, MI 48446 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (Apr 2021)
Tax Bill	$1,164 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone A (high risk)
APN	`017-014-004-00`

Property Details

APN / Parcel Number

Primary APN	`017-014-004-00`

Interior

Flooring	Carpet

Exterior

Lot Area	174,240 sqft (4 acres)

Location & Zoning

Street Address	2982 CARPENTER RD
City	LAPEER
State	MI
Zip	48446-9086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 14 T8N R9E COM AT A PT ON C/L OF CARPENTER RD, N 87 DEG 45' 15 E 451.02 FT & S 24 DEG 15' 22 E 200 FT FROM N 1/4 COR OF
Legal Range	09E
Legal Township	08N
Legal Section	14
Jurisdiction	LAPEER MI
Township / Civil Division	OREGON
Census Block Group	1
Census Block	1002
Census Tract	334500

Owner

Source: Lapeer County records · APN 017-014-004-00

Assessment roll updated August 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2982 CARPENTER RD, LAPEER, MI 48446-9086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2021	Deed of Trust, Mortgage · VA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Apr 19, 2021	Warranty Deed, Transfer PARTNERS TITLE AGENCY LLC
Apr 14, 2017	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BK
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Apr 28, 1998 · Amount on Record
Deed Book / Page	3193 / 960
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2982 CARPENTER RD, LAPEER, MI 48446-9086
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	MASON BURGESS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5333 W VIENNA RD, CLIO, MI 48420-9460

Mortgage

Document Number	0031890908
Date	Apr 06, 2021
Book Page	3189/908

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP CORP
Type	Mortgage Company
Address	ANN ARBOR, MI 48108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 19, 2021
Property Address	2982 CARPENTER RD, LAPEER, MI 48446-9086
Document Number	0031930960
Book / Page	3193 / 960
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	PARTNERS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,695.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2982 CARPENTER RD, 2982, LAPEER, MI 48446-9086

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2982 CARPENTER RD, LAPEER, MI 48446-9086

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2982 CARPENTER RD, LAPEER, MI 48446-9086
Document Number	0028920336
Book / Page	002892 / 000336
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2982 CARPENTER RD LAPEER MI 484469086, LAPEER, MI 48446-9086

Mortgage

Document Number	0028920336
Date	May 08, 2017
Book Page	002892/000336

Lender

Name	INDEPENDENT BK
Type	Bank
Address	LAPEER, MI 48446

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	2982 CARPENTER RD, LAPEER, MI 48446-9086
Document Number	0028760584
Book / Page	002876 / 000584
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2982 CARPENTER RD LAPEER MI 484469086, LAPEER, MI 48446-9086

Mortgage

Document Number	0028760584
Date	Feb 08, 2017
Book Page	002876/000584

Lender

Name	INDEPENDENT BK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 07, 2032

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 14, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Oregon Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,164.00 (-49.1%) Homeowner's exemption	$146,200 (+18.96%)	$292,400 (+18.96%)
2023		$122,900	$245,800
2022	$2,287.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), updated May 4, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bitwise	Fixed Wireless (unlicensed)	25 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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