29814 Margale Ln, Vista, CA 92084 Property Records

San Diego County property record for 29814 Margale Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,879 sqft · built 1979
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on File
Last Sale	$642,500 (Jan 2019)
Tax Bill	$7,755 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jan 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`172-012-16-00`

Property Details

APN / Parcel Number

Primary APN	`172-012-16-00`
Alternative APN	`1720112300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,879 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	54,886 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1720112300
Street Address	29814 MARGALE LN
City	VISTA
State	CA
Zip	92084-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	SEC 3-11-3W NEQ PAR 1B PER DOC133173REC71 IN ROS 5374 IN NWQ OF
Legal Range	03W
Legal Township	11
Legal Section	03
Legal Subdivision	RECORD OF SURVEY MAP NO. 5374
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	2
Census Block	2018
Census Tract	18803

Owner

29814 Margale Ln is owned and occupied by an individual who bought it in January 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	29814 MARGALE LN, VISTA, CA 92084-1304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage AAA CAPITAL INVESTMENT INC
Jan 10, 2019	Grant Deed, Transfer · Conventional with PMI DEEPHAVEN MTG LLC
Oct 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage RITL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2019 · Amount on File
Deed Sale	Jan 10, 2019 · Amount on File
Prior Sale	Nov 30, 2000 · Amount on File
Deed Document Number	201911020
Prior Transfer Date	Jan 26, 2001
Prior Transfer Doc	0000050552
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29814 MARGALE LN, VISTA, CA 92084-1304
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29814 MARGALE LN, VISTA, CA 92084-1304

Mortgage

Document Number	0000030747
Date	Feb 4, 2026
Instrument	2026-0030747

Lender

Name	AAA CAPITAL INVESTMENT INC
Type	Non-Lending Institution
Address	ARCADIA, CA 91006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2019
Property Address	29814 MARGALE LN, VISTA, CA 92084-1304
Document Number	0000011020
Instrument Date	Nov 27, 2018
Instrument	11020
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$706.75
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29814 MARGALE LN VISTA CA 920841304, VISTA, CA 92084-1304

Mortgage

Document Number	11021
Date	Jan 10, 2019
Instrument	11021

Lender

Name	DEEPHAVEN MTG LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2049

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	29814 MARGALE LN, VISTA, CA 92084-1304
Document Number	0000509872
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	29814 MARGALE LN VISTA CA 920841304, VISTA, CA 92084-1304

Mortgage

Document Number	0000509872
Date	Dec 12, 2018
Instrument	509872

Lender

Name	RITL INC
Address	5733 CORNFLOWER TRL, SAN DIEGO, CA 92130-6917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 29814 Margale Ln was $7,755.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,048 (+2%) Land $426,683 Building $304,365
2025	$7,755.00	$716,715 Land $418,317 Building $298,398
2023	$7,459.00 (+1.37%)	$688,886 Land $402,074 Building $286,812
2022	$7,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 29814 Margale Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 29814 Margale Ln is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 43% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cox Communications, T-Mobile, Verizon.

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