Okaloosa County property record for 2981 Windsor Cir, Crestview, FL 32539 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 986 sqft · built 1994 |
| Lot Size | 1.12 acres (49,182 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $142,000 (Mar 2019) |
| Tax Bill | $883 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-597-9657-3 |
| Primary APN | C56-000-597-9657-3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 986 sqft Heated Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 986 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 49,182 sqft (1.12 acres) |
| Garage Type | Finished |
| Garage Area | 264 sqft |
| Porch | Enclosed Porch |
| Porch Area | 414 sqft |
| Patio Area | 380 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2981 WINDSOR CIR |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KINGS CROSSING PH II LOT 25 BLK 1 |
| Legal Range | 23 |
| Legal Township | 03N |
| Legal Section | 34 |
| Legal Subdivision | KINGS CROSSING PH II |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 20702 |
Source: Okaloosa County records · APN C56-000-597-9657-3
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2981 WINDSOR CIR, CRESTVIEW, FL 32539-6313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2019 · Amount on Record |
| Deed Sale | Mar 05, 2019 · Amount on Record |
| Prior Sale | Oct 24, 2016 · Amount on Record |
| Deed Document Number | 3262561 |
| Deed Book / Page | 3387 / 3345 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 05, 2019 |
| Property Address | 2981 WINDSOR CIR, CRESTVIEW, FL 32539-6313 |
| Document Number | 0033873345 |
| Book / Page | 003387 / 003345 |
| Instrument Date | Mar 01, 2019 |
| Instrument | 3262561 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2019 |
| Title Company | PANHANDLE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $994.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2981 WINDSOR CIR CRESTVIEW FL 325396313, CRESTVIEW, FL 32539-6313 |
| Document Number | 33873346 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 003387/003346 |
| Instrument | 3262562 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 04, 2049 |
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (+8.08%) Homeowner's exemption | $115,924 (+5.99%) | $168,948 (-5.03%) Land $47,080 Building $121,868 |
| 2023 | $817.00 (+3.29%) Homeowner's exemption | $109,376 (+3%) | $177,897 (+12.16%) Land $40,000 Building $137,897 |
| 2022 | $791.00 Homeowner's exemption | $106,190 | $158,605 Land $28,719 Building $129,886 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 25 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 25 in force |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 990 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 203 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| LiveOak Fiber | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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