2981 Willow Trace Ln, Sandy Hook, VA 23153 Property Records

Goochland County property record for 2981 Willow Trace Ln, Sandy Hook, VA 23153

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,367 sqft · built 2002
Lot Size	3.89 acres (169,448 sqft)
Owner	2 Individuals on Record
Last Sale	$413,000 (Feb 2019)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Dec 2020 Refinance Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`200021000004`

Property Details

APN / Parcel Number

Primary APN	`200021000004`
Alternative APNs	`20 21 4` `16579`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,367 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	169,448 sqft (3.89 acres)
Terrain	Rolling
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	293 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16579
Street Address	2981 WILLOW TRACE LN
City	SANDY HOOK
State	VA
Zip	23153-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RES/RUR
Legal Description	MILL FOREST II 3.89AC LOT 4 SEC 1 OUT OF 20-1-76 #19-0392 PB 19 27 R/S
Legal Subdivision	SECTION 1 MILL FOREST II
Legal Lot Number	4
Jurisdiction	GOOCHLAND VA
Township / Civil Division	2
Census Block Group	4
Census Block	4012
Census Tract	400400

Owner

Source: Goochland County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2981 WILLOW TRACE LN, SANDY HOOK, VA 23153-2252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Nov 5, 2018	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Feb 11, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2019 · Amount on Record
Deed Sale	Feb 11, 2019 · Amount on Record
Prior Sale	Jun 30, 2010 · Amount on Record
Deed Document Number	2019392
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	2981 WILLOW TRACE LN, SANDY HOOK, VA 23153-2252
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200005923
Date	Dec 18, 2020
Instrument	200005923

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	2981 WILLOW TRACE LN, SANDY HOOK, VA 23153-2252
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180003432
Date	Nov 5, 2018
Instrument	180003432

Lender

Name	SUNTRUST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2048

Interest

Rate Type	Adjustable Rate

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GOOCHLAND VA
Recording Date	Feb 11, 2019
Property Address	2981 WILLOW TRACE LN, SANDY HOOK, VA 23153-2252
Document Number	190000392
Instrument Date	Feb 6, 2019
Instrument	190000392
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 WILLOW TRACE LN, SANDY HOOK, VA 23153-2252

Mortgage

Document Number	190000393
Date	Feb 11, 2019
Instrument	190000393

Lender

Name	BANK OF AMERICA NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 (+0.66%)	$666,000 (+0.65%) Land $131,000 Building $535,000	$666,000 (+0.65%) Land $131,000 Building $535,000
2025	$3,507.00 (+42.62%)	$661,700 (+13.62%) Land $125,000 Building $536,700	$661,700 (+13.62%) Land $125,000 Building $536,700
2023		$582,400 Land $112,000 Building $470,400	$582,400 Land $112,000 Building $470,400
2021	$2,459.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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