2981 Walnut Trl, Stuart, IA 50250 Property Records

Guthrie County property record for 2981 Walnut Trl, Stuart, IA 50250

Property Summary

Property Type	Rural Home
Details	4 bd · 3.5 ba · 1,920 sqft · built 2003
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Feb 2007)
Tax Bill	$4,616 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000536600`

Property Details

APN / Parcel Number

Primary APN	`0000536600`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,920 sqft
Finished Basement	1,200 sqft
Unfinished Basement	720 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	256 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2981 WALNUT TRL
City	STUART
State	IA
Zip	50250-8530
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	04 78 30 PARCEL B W 1/2 NW SW
Legal Range	30W
Legal Township	78N
Legal Section	04
Jurisdiction	GUTHRIE IA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1124
Census Tract	950300

Owner

Source: Guthrie County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2981 WALNUT TRL, STUART, IA 50250-8530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST HERITAGE BANK FSB
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FORTRESS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2007 · Amount on Record
Deed Sale	Feb 1, 2007 · Amount on Record
Deed Document Number	2007344
Deed Book / Page	2007 / 344
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2981 WALNUT TRL, STUART, IA 50250-8530
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221729
Date	Jun 22, 2022
Instrument	2022-1729

Lender

Name	MIDWEST HERITAGE BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Jun 30, 2028

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	2981 WALNUT TRL, STUART, IA 50250-8530
Transaction Type	Mortgage
Record Updated	Jun 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020202168
Date	Aug 10, 2020
Instrument	2020-2168

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$432,800 (-0.55%) Land $8,900 Building $423,900	$435,200 (-) Land $11,300 Building $423,900
2025	$4,616.00 (-8.88%) Homeowner's exemption	$435,200 (+6.2%) Land $11,300 Building $423,900	$435,200 (+5.73%) Land $11,300 Building $423,900
2024	$5,066.00 (+15.5%)
2023		$409,800 (+32.19%) Land $6,700 Building $403,100	$411,600 (+31.97%)
2022	$4,386.00 Additional exemption filed	$310,000 Land $5,000 Building $305,000
2021			$311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (2008–2019)
Most Recent Claim	May 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 86% of Iowa
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (DES MOINES) private · serves 12,860 people · EPA ID IA2573701
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300

Cell Coverage

5G (outdoors only) and 4G LTE

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