2981 Todd Ct, Castro Valley, CA 94546 Property Records

Alameda County property record for 2981 Todd Ct, Castro Valley, CA 94546

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,872 sqft · built 2004
Lot Size0.161 acres (7,010 sqft)
Owner2 Trust Names on File
Tax Bill$14,538 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN84B-515-45

Property Details

APN / Parcel Number

Primary APN84B-515-45
Alternative APN
  • 084B-0515-045-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area3,872 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,010 sqft (0.161 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2981 TODD CT
CityCASTRO VALLEY
StateCA
Zip94546-3220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00002 BLK: PM: 0272 PAGE: 0033
Legal SubdivisionA S JONES RANCH
Legal Lot NumberC
JurisdictionALAMEDA CA
Township / Civil DivisionHAYWARD
Census Block Group4
Census Block4000
Census Tract430600

Owner

Source: Alameda County assessment roll, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address2981 TODD CT, CASTRO VALLEY, CA 94546-3220
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2017Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Jun 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 4, 2014
Transfer Doc0000115227
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2981 TODD CT, CASTRO VALLEY, CA 94546-3220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000152579
DateJul 13, 2017
Instrument2017152579
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term419 Months
DueJun 7, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address2981 TODD CT, CASTRO VALLEY, CA 94546-3220
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000144968
DateJun 23, 2020
Instrument2020144968
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
Unified School DistrictCastro Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,181,675 (+1.4%) Land $113,908 Building $1,074,767
2025$14,538.00 (+3.78%) Homeowner's exemption$1,165,371 (+4.04%) Land $111,674 Building $1,053,697
2023$14,009.00 Homeowner's exemption$1,120,129 Land $107,339 Building $1,012,790$1,845,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: California Internet, Unwired, Verizon.

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