Webb County property record for 2981 Temple, Laredo, TX 78043
| Property Type | Single Family Home |
|---|---|
| Details | 2,765 sqft · built 2004 |
| Lot Size | 0.159 acres (6,914 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,500 (Jun 2014) |
| Tax Bill | $1,433 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 949-50018-010 |
| Primary APN | 949-50018-010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,765 sqft Living Area |
| Gross Area | 3,225 sqft |
| 1st Floor Area | 1,470 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,914 sqft (0.159 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 165 sqft |
| Street Address | 2981 TEMPLE |
|---|---|
| City | LAREDO |
| State | TX |
| Zip | 78043-9343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PONDEROSA HILLS, BLOCK 18, LOT 1, UNIT 3 |
| Legal Subdivision | PONDEROSA HILLS |
| Legal Block | 18 |
| Legal Lot Number | 1 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1816 |
2981 Temple is owned and occupied by an individual who bought it in June 2014.
Source: Webb County records, as of September 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2981 TEMPLE, LAREDO, TX 78043-9343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2014 · Amount on File |
| Deed Sale | Jun 5, 2014 · Amount on File |
| Prior Sale | Jul 16, 2013 · Amount on File |
| Deed Document Number | 20141203023 |
| Deed Book / Page | 3626 / 167 |
| Prior Transfer Date | Jul 2, 2013 |
| Prior Transfer Doc | 003467/780 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 2981 TEMPLE, LAREDO, TX 78043-9343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4174/819 |
|---|---|
| Date | Jan 18, 2017 |
| Book Page | 4174/819 |
| Instrument | 1286525 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2047 |
The 2025 property tax bill for 2981 Temple was $1,433 with exemptions applied, down 5.4% from the year before.
Source: Webb County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $334,906 (+2.98%) Land $60,912 Building $273,994 | $334,906 (+1.17%) Land $60,912 Building $273,994 | |
| 2025 | $1,433.00 (-5.35%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $325,211 | $331,046 |
| 2024 | $1,514.00 | ||
| 2023 | $299,470 Land $44,250 Building $255,220 | $299,470 Land $44,250 Building $255,220 | |
| 2022 | $1,656.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2981 Temple in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2981 Temple is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 79% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures