2981 Springer Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2981 Springer Ave, Cincinnati, OH 45208

Property Summary

Property Type	Duplex
Details	5 bd · 4 ba · 2,356 sqft · built 1922
Lot Size	0.171 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Jul 2024)
Tax Bill	$9,507 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`043-0003-0122-00`

Property Details

APN / Parcel Number

Primary APN	`043-0003-0122-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,356 sqft Finished Area
1st Floor Area	950 sqft
2nd Floor Area	950 sqft
Attic	Attic
Attic Area	456 sqft
Basement Area	950 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	7,492 sqft (0.171 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	162 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2981 SPRINGER AVE
City	CINCINNATI
State	OH
Zip	45208-2423
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2981 SPRINGER AVE 50 X 150 PT LOT 25-26-32-33 KILGOUR 1ST
Legal Subdivision	KILGOUR 01
Legal Lot Number	25-26-3 26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	4900

Owner

2981 Springer Ave, a duplex, is owned and occupied by an individual who bought it in July 2024.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	2981 SPRINGER AVE, CINCINNATI, OH 45208-2423
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2024 · Amount on File
Deed Sale	Jul 26, 2024 · Amount on File
Prior Sale	Nov 5, 2012
Deed Document Number	0000051784
Deed Book / Page	15216 / 1162
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2981 SPRINGER AVE, CINCINNATI, OH 45208-2423
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 SPRINGER AVE, CINCINNATI, OH 45208-2423

Mortgage

Document Number	0000002744
Date	Jan 13, 2026
Book Page	15581/46
Instrument	2026-0002744

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2981 Springer Ave was $9,507, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,507.00 (+2.42%)	$153,447 (-) Land $90,475 Building $62,972
2024	$9,282.00 (-1.74%)	$153,447 (-) Land $90,475 Building $62,972
2023	$9,446.00 (+10.51%)	$153,447 (+23.24%) Land $90,475 Building $62,972	$438,420 Land $258,500 Building $179,920
2022	$8,548.00 Homeowner's exemption	$124,510 Land $66,077 Building $58,433
2020			$355,740 Land $188,790 Building $166,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2981 Springer Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Springer Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20