2981 School St, Pollock Pines, CA 95726 Property Records

El Dorado County property record for 2981 School St, Pollock Pines, CA 95726

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 746 sqft · built 1952
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Trust Names on File
Last Sale	$183,000 (Oct 2017)
Tax Bill	$2,263 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`101-293-016-000`

Property Details

APN / Parcel Number

Primary APN	`101-293-016-000`
Alternative APNs	`10129316100` `1012931610`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	746 sqft Living Area
1st Floor Area	746 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
View / Lot	Average
Patio Area	746 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2981 SCHOOL ST
City	POLLOCK PINES
State	CA
Zip	95726-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	POR L 103+ POLLOCK PINES
Legal Subdivision	POLLOCK PINES
Legal Lot Number	103
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	4
Census Block	4016
Census Tract	31302

Owner

2981 School St is owner-occupied and held in a trust since April 2025.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2981 SCHOOL ST, POLLOCK PINES, CA 95726-9645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 31, 2017	Grant Deed, Transfer · VA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Sep 17, 2015 · Amount on File
Deed Document Number	201748801
Last Transfer Date	Apr 28, 2025
Transfer Doc	0000012504
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	2981 SCHOOL ST, POLLOCK PINES, CA 95726-9645
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 SCHOOL ST, PACIFIC HOUSE, CA 95726-9645

Mortgage

Document Number	0000036847
Date	Jun 1, 2021
Instrument	2021-0036847

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 31, 2017
Property Address	2981 SCHOOL ST, POLLOCK PINES, CA 95726-9645
Document Number	0000048801
Map Reference	MB A PG 25
Instrument Date	Oct 27, 2017
Instrument	2017-0048801
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	INTER COUNTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 SCHOOL ST, POLLOCK PINES, CA 95726-9645

Mortgage

Document Number	0000048802
Date	Oct 31, 2017
Instrument	2017-0048802

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2981 School St was $2,263.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Pollock Pines Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$212,380 (+2%) Land $75,435 Building $136,945
2025	$2,263.00 Homeowner's exemption	$208,216 Land $73,956 Building $134,260
2023	$2,122.00 (+1.58%) Homeowner's exemption	$200,133 Land $71,085 Building $129,048
2022	$2,089.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2981 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 School St is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 46% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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