Saginaw County property record for 2981 Schaefer St, Saginaw, MI 48604
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 754 sqft · built 1942 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $17,500 (Jun 2015) |
| Tax Bill | $1,305 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-12-4-13-2131-000 |
| Primary APN | 11-12-4-13-2131-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 754 sqft Living Area |
| 1st Floor Area | 754 sqft |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Raised Ranch |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2981 SCHAEFER ST |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48604-2453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM ON W LINE OF SCHAEFFER ST 360 FT N OF N LINE OF STOKER DR W 120 FT TH N 60 FT TH E 120 FT TO W LINE OF SCHAEFFER ST TH S |
| Legal Range | 04E |
| Legal Township | 12N |
| Legal Section | 13 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | CARROLLTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10700 |
2981 Schaefer St is owned and occupied by two individuals who acquired it in August 2016.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2981 SCHAEFER ST, SAGINAW, MI 48604-2453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2015 · Amount on File |
| Deed Sale | Jun 29, 2015 · Amount on File |
| Deed Document Number | 201519667 |
| Deed Book / Page | 2820 / 233 |
| Last Transfer Date | Aug 26, 2016 |
| Transfer Doc | 0000023401 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2981 Schaefer St was $1,305 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Carrollton Township |
| Unified School District | Carrollton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $36,800 | $73,600 | |
| 2025 | $1,305.00 Homeowner's exemption | ||
| 2023 | $25,500 | $51,000 | |
| 2022 | $1,144.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2981 Schaefer St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1986–1991) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 1991 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2981 Schaefer St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAGINAW CHARTER TOWNSHIP serves 40,840 people · EPA ID MI0005860 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Omni Fiber Fiber | 10,000 / 10,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Air Advantage.
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