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2981 NW 8th Ter, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 2981 NW 8th Ter, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,761 sqft · built 2004
Lot Size0.989 acres (43,124 sqft)
Owner2 Owner Names on File
Last Sale$20,000 (Dec 2003)
Tax Bill$1,565 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1-09-37-35-0010-00110-0050

Property Details

APN / Parcel Number

Primary APN1-09-37-35-0010-00110-0050

Interior

Full Baths2 Baths
Building Area1,761 sqft Heated Area
Gross Area2,528 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,124 sqft (0.989 acres)
Lot Dimensions282 ft deep x 153 ft wide
Pool Area461 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2981 NW 8TH TER
CityOKEECHOBEE
StateFL
Zip34972-1800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTROPICAL GARDENS (PLAT BOOK 3 PAGE 6) LOT 5 BLOCK 11
Legal Range35E
Legal Township37S
Legal Section09
Legal SubdivisionTROPICAL GARDENS
Legal Block11
Legal Lot Number5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2000
Census Tract910201

Owner

The current owner of 2981 NW 8th Ter bought it in December 2003.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record2 Owner Names on File
Mailing Address2981 NW 8TH TER, OKEECHOBEE, FL 34972-1800
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2003 · Amount on File
Deed SaleDec 17, 2003 · Amount on File
Prior SaleFeb 7, 2003 · Amount on File
Deed Document Number0051900564
Deed Book / Page00519 / 00564
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address2981 NW 8TH TER, OKEECHOBEE, FL 34972-1800
Document Number0000006020
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address2981 NW 8TH TER OKEECHOBEE FL 349721800, OKEECHOBEE, FL 34972-1800

Mortgage

Document Number0000006020
DateJun 29, 2020
Instrument6020
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 28, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2981 NW 8th Ter was $1,565 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,565.00 Homeowner's exemption$154,795$334,162 Land $28,948 Building $305,214
2023$2,114.00 (+8.13%) Homeowner's exemption$146,050 (+3%)$328,847 (+23%) Land $26,316 Building $302,531
2022$1,955.00 Homeowner's exemption$141,796$267,351 Land $26,316 Building $241,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 NW 8th Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 NW 8th Ter is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW 8th Ter

Nearby Streets

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