2981 Nova Scotia Ln, Melbourne, FL 32935 Property Records

Brevard County property record for 2981 Nova Scotia Ln, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,414 sqft · built 1980
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$86,000 (Apr 1997)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-08-28-C-16`

Property Details

APN / Parcel Number

Primary APN	`27-37-08-28-C-16`
Alternative APNs	`27-37-08-28-0000C.0-0016.00` `2711392`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,414 sqft Living Area
Gross Area	2,375 sqft
1st Floor Area	1,414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	105 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	442 sqft
Porch	Screened/Unfinished Porch
Porch Area	519 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2711392
Street Address	2981 NOVA SCOTIA LN
City	MELBOURNE
State	FL
Zip	32935-4502
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	NORTH POINTE UNIT 2 LOT 16 BLK C
Legal Range	37E
Legal Township	27S
Legal Section	08
Legal Subdivision	NORTH POINTE UNIT 2
Legal Block	C
Legal Lot Number	16
Legal Unit	2
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	3
Census Block	3004
Census Tract	64123

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 25, 2019	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 1997 · Amount on Record
Deed Sale	Apr 8, 1997 · Amount on Record
Prior Sale	Jun 27, 1996 · Amount on Record
Deed Book / Page	3661 / 529
Prior Transfer Date	Jun 26, 1996
Prior Transfer Doc	3584000225
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502

Mortgage

Document Number	0095762935
Date	Aug 3, 2022
Book Page	9576/2935
Instrument	2022191531

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502

Mortgage

Document Number	0094960345
Date	May 5, 2022
Book Page	9496/345
Instrument	2022113116

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502
Document Number	0087252058
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 NOVA SCOTIA LN MELBOURNE FL 329354502, MELBOURNE, FL 32935-4502

Mortgage

Document Number	0087252058
Date	Apr 24, 2020
Book Page	008725/002058
Instrument	91653

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2981 NOVA SCOTIA LN, MELBOURNE, FL 32935-4502
Document Number	0083822217
Instrument Date	Feb 25, 2019
Transaction Type	Mortgage
Record Updated	Mar 21, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 NOVA SCOTIA LN MELBOURNE FL 329354502, MELBOURNE, FL 32935-4502

Mortgage

Document Number	0083822217
Date	Mar 6, 2019
Book Page	008382/002217
Instrument	45354

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,850 (+2.7%)	$257,680 (-7.2%)
2025	$1,290.00 (+9.79%) Homeowner's exemption	$107,940 (+5.98%)	$277,670 (+1.15%) Land $75,000 Building $202,670
2023	$1,175.00 (+8.9%) Homeowner's exemption	$101,850 (+2.99%)	$274,510 (+3.55%) Land $75,000 Building $199,510
2022	$1,079.00 Homeowner's exemption	$98,890	$265,100 Land $65,000 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	69 in force
Nearby Flood Claims	13 (1994–2023)
Claims Outside the SFHA	13 of 13
Most Recent Claim	May 2023
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Tropical Storm Fay, Aug 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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