Stephenson County property record for 2981 N Tower Rd, Freeport, IL 61032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,610 sqft · built 1919 |
| Lot Size | 3.52 acres (153,331 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Feb 2014) |
| Tax Bill | $3,815 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-14-16-100-011 |
| Primary APN | 07-14-16-100-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,610 sqft Base Area |
| 1st Floor Area | 2,610 sqft |
| Basement Area | 870 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 153,331 sqft (3.52 acres) |
| Street Address | 2981 N TOWER RD |
|---|---|
| City | FREEPORT |
| State | IL |
| Zip | 61032-8962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW NW SEC 16-27-8 |
| Legal Range | 08 |
| Legal Township | 27 |
| Legal Section | 16 |
| Jurisdiction | STEPHENSON IL |
| Township / Civil Division | LANCASTER |
| Census Block Group | 4 |
| Census Block | 4027 |
| Census Tract | 600 |
2981 N Tower Rd is owned and occupied by an individual who bought it in February 2014.
Source: Stephenson County records, as of July 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2981 N TOWER RD, FREEPORT, IL 61032-8962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2014 · Amount on File |
| Deed Sale | Feb 1, 2014 · Amount on File |
| Prior Sale | May 19, 2006 · Amount on File |
| Deed Document Number | 2014138278 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 2981 N Tower Rd was $3,815 with a homeowner's exemption.
Source: Stephenson County assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Stephenson County |
| County Subdivision | Lancaster Township |
| Unified School District | Dakota Community Unit School District 201 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,815.00 | $57,650 Land $12,350 Building $45,300 | $172,950 Land $37,050 Building $135,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2981 N Tower Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2981 N Tower Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Rise Broadband Fixed Wireless | 50 / 10 |
| AT&T Fixed Wireless | 25 / 3 |
May also be available: Frontier.
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