2981 Malcolm Dr, Deltona, FL 32738 Property Records

Volusia County property record for 2981 Malcolm Dr, Deltona, FL 32738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1988
Lot Size	0.296 acres (12,876 sqft)
Owner	Individual Name on File
Last Sale	$79,500 (Aug 2002)
Tax Bill	$1,006 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`8130-33-21-0040`

Property Details

APN / Parcel Number

Primary APN	`8130-33-21-0040`
Alternative APNs	`31183033210040` `30183133210040` `2761768.0` `2761768`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,876 sqft (0.296 acres)
Lot Dimensions	111 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	32 sqft
Patio Area	190 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2761768
Street Address	2981 MALCOLM DR
City	DELTONA
State	FL
Zip	32738-1852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01R
Legal Description	LOT 4 BLK 853 DELTONA LAKES UNIT 33 MB 27 PGS 128-133 INC PER OR 4911 PG 891PER OR 6980 PG 0982
Legal Range	31E
Legal Township	18S
Legal Section	30
Legal Subdivision	DELTONA LAKES
Legal Tract	33
Legal Block	853
Legal Lot Number	4
Legal Unit	33
Jurisdiction	VOLUSIA FL
Township / Civil Division	DELTONA
Census Block Group	1
Census Block	1016
Census Tract	91020

Owner

2981 Malcolm Dr is owned and occupied by an individual who acquired it in April 2014.

Source: Volusia County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2981 MALCOLM DR, DELTONA, FL 32738-1852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2002 · Amount on File
Deed Sale	Aug 13, 2002 · Amount on File
Prior Sale	Sep 2, 1998 · Amount on File
Deed Book / Page	4911 / 891
Last Transfer Date	Apr 4, 2014
Transfer Doc	0069800982
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2981 MALCOLM DR, DELTONA, FL 32738-1852
Document Number	0078553867
Instrument Date	May 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	TITLE365 - OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 MALCOLM DR DELTONA FL 327381852, DELTONA, FL 32738-1852

Mortgage

Document Number	0078553867
Date	May 26, 2020
Book Page	007855/003867
Instrument	93399

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 25, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2981 Malcolm Dr was $1,006 with a homeowner's exemption, up 4.6% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Deltona City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,521 (+2.7%)	$276,620 (+1.27%) Land $59,299 Building $217,321
2025	$1,006.00 (+4.57%) Homeowner's exemption	$66,720	$273,158 Land $59,299 Building $213,859
2024	$962.00 (+7.97%)
2023	$891.00 (-0.45%) Homeowner's exemption	$62,952 (+3%)	$254,079 (+19.7%) Land $58,464 Building $195,615
2022	$895.00 Homeowner's exemption	$61,118	$212,268 Land $41,760 Building $170,508

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 Malcolm Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	18 (2002–2022)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 7 claims Hurricane Ian, Sep 2022 · 4 claims Hurricane Frances, Oct 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Malcolm Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELTONA WATER serves 81,006 people · EPA ID FL3640287
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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