2981 Floral Hill Dr, Eugene, OR 97403 Property Records

Lane County property record for 2981 Floral Hill Dr, Eugene, OR 97403

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,360 sqft · built 2019
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Jun 2019)
Tax Bill	$5,982 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Jun 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`18-03-04-43-00202-000`

Property Details

APN / Parcel Number

Primary APN	`18-03-04-43-00202-000`
Alternative APN	`1894334`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,360 sqft Finished Area
Gross Area	1,480 sqft
1st Floor Area	768 sqft
Attic	Attic
Attic Area	712 sqft

Exterior

Year Built	Built 2019
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1894334
Street Address	2981 FLORAL HILL DR
City	EUGENE
State	OR
Zip	97403-2279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:2 SEC/TWN/RNG/MER:SEC 04 TWN 18 RNG 03
Legal Range	03W
Legal Township	18S
Legal Section	04
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	PARTITION #2018-P2803
Legal Lot Number	2
Jurisdiction	LANE OR
Township / Civil Division	EUGENE-SPRINGFIELD
Census Block Group	3
Census Block	3009
Census Tract	3600

Owner

2981 Floral Hill Dr is owned and occupied by an individual who bought it in June 2019.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2981 FLORAL HILL DR, EUGENE, OR 97403-2279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Deed of Trust, Mortgage · Line of Credit OREGON COMMUNITY CU
Jun 7, 2019	Bargain and Sale Deed, Construction Loan · Construction Mortgage COLUMBIA STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	2019-022384
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2981 FLORAL HILL DR, EUGENE, OR 97403-2279
Transaction Type	Mortgage
Record Updated	Nov 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035684
Date	Jul 7, 2020
Instrument	2020-035684

Lender

Name	OREGON COMMUNITY CU
Type	Credit Union
Address	SPRINGFIELD, OR 97475

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Bargain and Sale Deed, Construction Loan

Document Type	Bargain and Sale Deed
Jurisdiction	LANE OR
Recording Date	Jun 7, 2019
Property Address	2981 FLORAL HILL DR, EUGENE, OR 97403-2279
Document Number	0000022384
Instrument Date	May 29, 2019
Instrument	2019-022384
Transaction Type	Construction Loan
Record Updated	Nov 29, 2021
Title Company	CASCADE TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2269 AUGUSTA ST, EUGENE, OR 97403-3223

Mortgage

Document Number	0000022385
Date	Jun 7, 2019
Instrument	2019-022385

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 2981 Floral Hill Dr was $5,982.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Eugene City
Unified School District	Eugene School District 4J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,982.00	$307,073	$551,224 Land $106,016 Building $445,208
2023	$5,758.00 (+4.03%)	$289,447 (+3%)	$555,562 (+16.87%) Land $82,772 Building $472,790
2022	$5,535.00	$281,017	$475,355 Land $83,983 Building $391,372

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2981 Floral Hill Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 Floral Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUGENE WATER & ELECTRIC BOARD serves 176,000 people · EPA ID OR4100287
Water Source	Surface water
Last State Inspection	Jul 2021
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Alyrica Fixed Wireless	400 / 50

May also be available: Hunter Communications, Verizon.

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