2981 Elgin St, Oroville, CA 95966 Property Records

Butte County property record for 2981 Elgin St, Oroville, CA 95966

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 966 sqft · built 1931
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2025)
Tax Bill	$3,116 (2025)
Deeds & Mortgages	Nov 2025 Transfer Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`035-166-014-000`

Property Details

APN / Parcel Number

Primary APN	`035-166-014-000`
Alternative APN	`035-166-014`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	966 sqft Living Area
1st Floor Area	966 sqft

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Wood
Foundation Type	Raised
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Wood
Sewer	Connected

Location & Zoning

Old Parcel Number	035-166-014
Street Address	2981 ELGIN ST
City	OROVILLE
State	CA
Zip	95966-6622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 2, BLOCK 10, HOWES ADDITION TO OROVILLE
Legal Subdivision	HOWES ADDITION
Legal Block	10
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	OROVILLE
Census Block Group	1
Census Block	1005
Census Tract	3001

Owner

Source: Butte County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2981 ELGIN ST, OROVILLE, CA 95966-6622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Nov 7, 2025	Grant Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Nov 26, 2025	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA
Mar 15, 2019	Grant Deed, Transfer TIMIOS TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2025 · Amount on File
Deed Sale	Nov 7, 2025 · Amount on File
Prior Sale	May 24, 2024 · Amount on File
Deed Document Number	202530081
Prior Transfer Date	Oct 23, 2025
Prior Transfer Doc	0000030082
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Nov 7, 2025
Property Address	2981 ELGIN ST, OROVILLE, CA 95966-6622
Document Number	0000030082
Map Reference	MB 6 PG 99
Instrument Date	Oct 23, 2025
Instrument	2025-0030082
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 FRONT ST SPC 2, 2, SOLEDAD, CA 93960-2942

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Nov 7, 2025
Property Address	2981 ELGIN ST, OROVILLE, CA 95966-6622
Document Number	0000030081
Map Reference	MB 6 PG 99
Instrument Date	Oct 23, 2025
Instrument	2025-0030081
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2172 12TH ST, OROVILLE, CA 95965-3141

Mortgage

Document Number	0000030083
Date	Nov 7, 2025
Instrument	2025-0030083

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Mortgage

Document Number	0000030084
Date	Nov 7, 2025
Instrument	2025-0030084

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jan 2, 2056

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Nov 26, 2025
Property Address	2981 ELGIN ST, OROVILLE, CA 95966-6622
Document Number	0000031737
Map Reference	MB 6 PG 99
Instrument Date	Oct 23, 2025
Instrument	2025-0031737
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 ELGIN ST, OROVILLE, CA 95966-6622

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BUTTE CA
Recording Date	Mar 15, 2019
Property Address	2981 ELGIN ST, OROVILLE, CA 95966-6622
Document Number	0000015195
Instrument Date	Mar 12, 2019
Instrument	15195
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	TIMIOS TITLE INC

Transaction

Amount	Amount on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 ELGIN ST OROVILLE CA 959666622, OROVILLE, CA 95966-6622

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Oroville City
Elementary School District	Oroville City Elementary School District (KG - 08)
Secondary School District	Oroville Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-1.96%) Land $65,000 Building $160,000
2025	$3,116.00 (+279.08%)	$229,500 (+192.47%) Land $69,360 Building $160,140
2024			$198,270
2023	$822.00 (+3.66%) Homeowner's exemption	$78,469 Land $42,253 Building $36,216
2022	$793.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-OROVILLE private · serves 11,047 people · EPA ID CA0410005
Water Source	Surface water
Last State Inspection	Jan 2024
Also Mapped Here	SOUTH FEATHER W&P - MINERS RANCH
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50

May also be available: DigitalPath, GeoLinks, Verizon.

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