2981 E Vernon Ave, Camp Verde, AZ 86322 Property Records

Yavapai County property record for 2981 E Vernon Ave, Camp Verde, AZ 86322

Property Summary

Property Type	Mobile Home
Details	974 sqft · built 2016
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Mar 2019)
Tax Bill	$553 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`404-32-026`

Property Details

APN / Parcel Number

Primary APN	`404-32-026`
Alternative APNs	`4043202606` `404320266`

Interior

Stories	2 Stories
Building Area	974 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	60 ft deep x 12 ft wide

Location & Zoning

Account Number	404320266
Street Address	2981 E VERNON AVE
City	CAMP VERDE
State	AZ
Zip	86322-6200
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	VERDE LAKES #4 LOT 1182 708/61
Legal Subdivision	VERDE LAKES
Legal Lot Number	1182
Jurisdiction	YAVAPAI AZ
Township / Civil Division	CAMP VERDE-SEDONA
Census Block Group	1
Census Block	1051
Census Tract	1602

Owner

2981 E Vernon Ave, a mobile home, is owned and occupied by two individuals who acquired it in September 2021.

Source: Yavapai County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2981 E VERNON AVE, CAMP VERDE, AZ 86322-6200
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CENTENNIAL LENDING LLC
Mar 14, 2019	Deed of Trust, Mortgage WELLS FARGO BK
Mar 20, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK
May 24, 2017	Warranty Deed, Transfer YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2019 · Amount on File
Deed Sale	Mar 20, 2019 · Amount on File
Prior Sale	May 24, 2017 · Amount on File
Deed Document Number	201912558
Last Transfer Date	Sep 14, 2021
Transfer Doc	20210075619
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YAVAPAI AZ
Recording Date	Oct 22, 2021
Property Address	2981 E VERNON AVE, CAMP VERDE, AZ 86322-6200
Document Number	20210075619
Map Reference	MB 15 PG 38
Instrument Date	Sep 14, 2021
Instrument	2021-0075619
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2981 E VERNON AVE, CAMP VERDE, AZ 86322-6200

Mortgage

Document Number	20210075620
Date	Oct 22, 2021
Instrument	2021-0075620

Lender

Name	CENTENNIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YAVAPAI AZ
Property Address	2981 E VERNON AVE, CAMP VERDE, AZ 86322-6200
Document Number	0000049211
Instrument Date	Mar 14, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2961 E VERNON AVE CAMP VERDE AZ 863226200, CAMP VERDE, AZ 86322-6200

Mortgage

Document Number	0000049211
Date	Sep 18, 2019
Instrument	49211

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2039

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	Mar 20, 2019
Property Address	2981 E VERNON AVE, CAMP VERDE, AZ 86322-6200
Document Number	0000012558
Instrument Date	Mar 7, 2019
Instrument	12558
Transaction Type	Transfer
Record Updated	Apr 1, 2019
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2981 E VERNON AVE CAMP VERDE AZ 863226200, CAMP VERDE, AZ 86322-6200

Mortgage

Document Number	12559
Date	Mar 20, 2019
Instrument	12559

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	Mar 19, 2039

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YAVAPAI AZ
Recording Date	May 24, 2017
Property Address	2981 E VERNON AVE, CAMP VERDE, AZ 86322-6200
Document Number	0000026019
Instrument Date	May 15, 2017
Instrument	26019
Transaction Type	Transfer
Record Updated	Jun 9, 2017
Title Company	YAVAPAI TITLE COMPANY, YAVAPAI TITLE CO.

Transaction

Amount	Amount on Record
Tax	$29.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1215 COTTONWOOD AZ 863261215, COTTONWOOD, AZ 86326-1215

Tax Assessment & Valuation

The 2026 property tax bill for 2981 E Vernon Ave was $553.

Source: Yavapai County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Yavapai County
Municipality	Camp Verde Town
Unified School District	Camp Verde Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$74,670 (-4.34%) Land $31,033 Building $43,637
2026	$553.00		$78,060 (-0.54%) Land $32,707 Building $45,353
2025	$553.00 (+6.14%)	$7,849 Land $3,623 Building $4,226	$78,487 Land $36,230 Building $42,257
2024	$521.00
2022	$475.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2981 E Vernon Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2981 E Vernon Ave is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verde Valley Internet Fixed Wireless	100 / 25

Cell Coverage

5G (outdoors only) and 4G LTE

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