Oceana County property record for 2981 E Garfield Rd, Hesperia, MI 49421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,008 sqft · built 1975 |
| Lot Size | 9.15 acres (398,689 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,283 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-003-200-03 |
| Primary APN | 018-003-200-03 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,008 sqft Gross Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 1,008 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 398,689 sqft (9.15 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2981 E GARFIELD RD |
|---|---|
| City | HESPERIA |
| State | MI |
| Zip | 49421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2981 E GARFIELD RD WD9816085 SPL FR 2 IN 93 PT TO 4 IN 95 PER TL SEC 3 T13N R16W. TH PT OF NE 1/4 COM AT PT WHERE THREAD OF N |
| Legal Range | 16W |
| Legal Township | 13N |
| Legal Section | 03 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | OTTO |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 10600 |
2981 E Garfield Rd is owned and occupied by two individuals who acquired it in January 2003.
Source: Oceana County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3085 E GARFIELD RD, HESPERIA, MI 49421-9543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2003 |
| Deed Sale | Jan 1, 2003 |
| Prior Sale | Jun 18, 1998 · Amount on File |
| Deed Book / Page | 981 / 6085 |
| Prior Transfer Date | Jun 17, 1998 |
| Prior Transfer Doc | 0981006083 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 2981 E Garfield Rd was $1,283 with a homeowner's exemption, up 2.5% from the year before.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Otto Township |
| Unified School District | Shelby Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,200 Building $100,200 | $200,400 Building $200,400 | |
| 2025 | $1,283.00 (+2.48%) Homeowner's exemption | ||
| 2024 | $1,252.00 | ||
| 2023 | $73,400 Building $73,400 | $146,800 (-) Building $146,800 | |
| 2022 | $1,138.00 | $146,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2981 E Garfield Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2981 E Garfield Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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