2981 E Commerce Rd, Commerce Township, MI 48382 Property Records

Oakland County property record for 2981 E Commerce Rd, Commerce Township, MI 48382 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1998
Square Footage	2,660 sqft Living Area
Lot Size	20,909 sqft (0.48 acres)
Occupancy	Owner Occupied
Last Sale	$415,000 (2004)
Tax Bill	$3,757.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`E-17-08-126-045`
Alternative APN	`1708126045`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	2,660 sqft Living Area
1st Floor	2,008 sqft 1st Floor
Basement Area	1,840 sqft Basement
Unfinished Basement	1,840 sqft Unfinished
Game Room	Game Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Lot Area	20,909 sqft (0.48 acres)
Depth X Width	209 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	640 sqft Garage
Deck Area	72 sqft Deck
Patio Area	472 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	2981 E COMMERCE RD
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1414
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	T2N, R8E, SEC 8 PART OF E 1/2 OF NW 1/4 BEG AT PT DIST N 90-00-00 W 884.90 FT FROM N 1/4 COR, TH S 00-42-00 W 158.72 FT TO TRAVERSE PT 'A', TH S 00-42-00 W 50 FT, TH N 90-00-00 W 50 FT TO TRAVERSE PT 'B' LOC S 45-21-00 W 71.14 FT FROM TRAVERSE PT 'A'
Legal Range	08E
Legal Township	02N
Legal Section	08
Jurisdiction	OAKLAND MI
Minor Civil Division	COMMERCE
Census Blockgroup	1
Census Block	1002
Census Tract	135100

Owner

Source: Oakland County records · APN E-17-08-126-045

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2981 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1414
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2004 · Amount on Record
Deed Sale	Jul 20, 2004 · Amount on Record
Prior Sale	Nov 26, 2001
Deed Doc Number	2004318947
Deed Book / Page	33610 / 810
Prior Transfer Date	Jun 30, 1997
Record Refreshed	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2981 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1414
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 E COMMERCE RD, COMMERCE TOWNSHIP, MI 48382-1414

Mortgage

Document Number	0000037996
Date	Feb 11, 2021
Book Page	55678/155
Instrument	37996

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (-32.99%) Homeowner's exemption	$413,730 (+54.24%)	$827,460 (+54.24%)
2024	$5,607.00 (+18.09%)
2023		$268,230	$536,460
2021	$4,748.00

Flood & Wildfire

2981 E Commerce Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Oakland County (26125C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 12th in Michigan
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.