2981 E 163rd Pl, Thornton (Brighton), CO 80602 Property Records

Adams County property record for 2981 E 163rd Pl, Thornton, CO 80602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,839 sqft · built 2019
Lot Size	0.222 acres (9,701 sqft)
Owner	Individual Name on Record
Last Sale	$497,125 (Mar 2020)
Tax Bill	$4,187 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0182099`

Property Details

APN / Parcel Number

Primary APN	`R0182099`
Alternative APN	`0157301301101`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,839 sqft Living Area
1st Floor Area	1,839 sqft
Basement Area	1,839 sqft
Finished Basement	1,500 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,701 sqft (0.222 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	156 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R0182099
Street Address	2981 E 163RD PL
City	THORNTON
State	CO
Zip	80602-6643
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORRISON SUBD FLG NO 1 AMND NO 1 BLK 2 LOT 56
Legal Subdivision	MORRISON
Legal Block	2
Legal Lot Number	56
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	1
Census Block	1025
Census Tract	61200

Owner

Source: Adams County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2981 E 163RD PL, THORNTON, CO 80602-6643
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Mar 10, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCING
Oct 31, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2020 · Amount on Record
Deed Sale	Mar 10, 2020 · Amount on Record
Deed Document Number	2020000022620
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2981 E 163RD PL, THORNTON, CO 80602-6643
Transaction Type	Mortgage
Record Updated	Oct 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 E 163RD PL PI, PI, THORNTON, CO 80602-6643

Mortgage

Document Number	0000057956
Date	Oct 3, 2025
Instrument	2025000057956

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Sep 29, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	2981 E 163RD PL, THORNTON, CO 80602-6643
Transaction Type	Mortgage
Record Updated	Jul 6, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075310
Date	Jun 23, 2021
Instrument	2021000075310

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Mar 10, 2020
Property Address	2981 E 163RD PL, THORNTON, CO 80602-6643
Document Number	0000022620
Instrument Date	Mar 2, 2020
Instrument	22620
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 E 163RD PL THORNTON CO 806026643, THORNTON, CO 80602-6643

Mortgage

Document Number	22621
Date	Mar 10, 2020
Instrument	22621

Lender

Name	AMERICAN FINANCING
Type	Funding / Finance Company
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Oct 31, 2017
Property Address	2981 E 163RD PL, THORNTON, CO 80602-6643
Document Number	0000096285
Instrument Date	Oct 30, 2017
Instrument	96285
Transaction Type	Transfer
Record Updated	Nov 8, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9781 S MERIDIAN BLVD #120 ENGLEWOOD CO 801125935, 120, ENGLEWOOD, CO 80112-5935
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (-45.48%)	$42,060 (-11.17%) Land $8,810 Building $33,250	$673,000 (-3.86%) Land $141,000 Building $532,000
2023	$7,680.00 (+15.18%)	$47,350 (+16.28%) Land $6,900 Building $40,450	$700,000 (+19.48%) Land $102,000 Building $598,000
2022	$6,668.00	$40,720 Land $14,180 Building $26,540	$585,882 Land $204,000 Building $381,882

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2013–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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