2981 E 1530 S, Spanish Fork, UT 84660 Property Records

Utah County property record for 2981 E 1530 S, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1999
Lot Size	0.258 acres (11,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$446,880 (Oct 2025)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Aug 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-234-0042`

Property Details

APN / Parcel Number

Primary APN	`48-234-0042`
Alternative APN	`198032`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	1,526 sqft
1st Floor Area	1,026 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	A-Frame
Exterior Material	Metal Siding
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	11,245 sqft (0.258 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Slab
Porch Area	366 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	198032
Street Address	2981 E 1530 S
City	SPANISH FORK
State	UT
Zip	84660-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART LOT 21, PLAT B, OAKVIEW ESTATES SUB DESCRIBED AS FOLLOWS:; COM N 1624.69 FT & E 605.39 FT FR S 1/4 COR. SEC. 28, T8S, R3E, SLB&M.; S 74 DEG 45' 3" W 90 FT; S 15 DEG 14' 57" E 124.95 FT; N 74 DEG 45' 3" E 90 FT; N 15 DEG 14' 57" W 124.95 FT TO BE
Legal Range	03E
Legal Township	08S
Legal Section	28
Legal Subdivision	OAKVIEW ESTATES SUB
Legal Lot Number	21
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	2
Census Block	2005
Census Tract	10405

Owner

Source: Utah County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 16, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Sep 29, 2017	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage UTAH COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on Record
Deed Sale	Oct 1, 2025 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202575620
Prior Transfer Date	May 11, 2016
Prior Transfer Doc	0000043172
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Oct 1, 2025
Property Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911
Document Number	0000075620
Instrument Date	Sep 30, 2025
Instrument	75620:2025
Transaction Type	Transfer
Record Updated	Oct 9, 2025
Title Company	TRULY TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911

Mortgage

Document Number	0000075621
Date	Oct 1, 2025
Instrument	75621:2025

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2040

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Aug 7, 2020
Property Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911
Document Number	0000116527
Instrument Date	Aug 3, 2020
Instrument	116527:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2891 E 1530 S, SPANISH FORK, UT 84660

Mortgage

Document Number	0000116528
Date	Aug 7, 2020
Instrument	116528:2020

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2040

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 16, 2018
Property Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911
Document Number	0000016065
Instrument Date	Feb 15, 2018
Instrument	016065:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911

Mortgage

Document Number	0000016079
Date	Feb 16, 2018
Instrument	016079:2018

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911
Document Number	0000097862
Instrument Date	Sep 29, 2017
Transaction Type	Mortgage
Record Updated	Oct 10, 2017
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 E 1530 S SPANISH FORK UT 846608911, SPANISH FORK, UT 84660-8911

Mortgage

Document Number	0000097862
Date	Oct 4, 2017
Instrument	97862

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2032

Interest

Rate Type	Adjustable Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 23, 2017
Property Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911
Document Number	0000018324
Instrument Date	Feb 22, 2017
Instrument	018324:2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	COTTONWOOD TITLE INS AG

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2981 E 1530 S, SPANISH FORK, UT 84660-8911

Mortgage

Document Number	0000018342
Date	Feb 23, 2017
Instrument	018342:2017

Lender

Name	UTAH COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,235 (-45.14%)	$427,700 (-0.26%) Land $194,900 Building $232,800
2025	$2,272.00 (+0.04%)	$428,800 (+98.08%) Land $205,200 Building $223,600	$428,800 (+8.94%) Land $205,200 Building $223,600
2024	$2,271.00 (+8.3%)
2023	$2,097.00 (+1.16%)	$216,480	$393,600 Land $195,400 Building $198,200
2022	$2,073.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 77% of Utah
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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