La Plata County property record for 2981 Co Rd 203, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,622 sqft · built 1960 |
| Lot Size | 3.6 acres (156,816 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $1,924 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5597-331-00-014 |
| Primary APN | 5597-331-00-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Lot Area | 156,816 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R000323 |
|---|---|
| Street Address | 2981 COUNTY ROAD 203 |
| City | DURANGO |
| State | CO |
| Zip | 81301-6196 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECTION: 33 TOWNSHIP: 36 RANGE: 9 S/2 SW/4 NE/4,LYING W C/R 203AKA 550 LESS TR 2981 CR 203 DURANGO 81301 |
| Legal Range | 09 |
| Legal Township | 36 |
| Legal Section | 33 |
| Legal Subdivision | DURANGO |
| Legal Tract | 2981 |
| Legal Block | 3 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 970703 |
2981 Co Rd 203 is owned by a company that acquired it in September 2023.
Source: La Plata County records, as of July 20, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 42638 BELLAGIO DR, BERMUDA DUNES, CA 92203-8036 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit ZIONS BANCORPORATION NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 14, 2023 |
| Transfer Doc | 0001225784 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2981 COUNTY ROAD 203, DURANGO, CO 81301-6196 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2022 |
| Name | Verified Name |
|---|---|
| Address | 42638 BELLAGIO DR, BERMUDA DUNES, CA 92203-8036 |
| Document Number | 0001217960 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 1217960 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA PLATA CO |
| Property Address | 2981 COUNTY ROAD 203, DURANGO, CO 81301-6196 |
| Document Number | 0001172924 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 42638 BELLAGIO DR BERMUDA DUNES CA 922038036, BERMUDA DUNES, CA 92203-8036 |
| Document Number | 0001172924 |
|---|---|
| Date | Jun 22, 2020 |
| Instrument | 1172924 |
| Name | ZIONS BANCORPORATION NA |
|---|---|
| Address | DURANGO, CO 81301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 21, 2050 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2981 Co Rd 203 was $1,924.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $33,570 (-2.04%) Land $19,190 Building $14,380 | $548,400 (-) Land $313,500 Building $234,900 | |
| 2025 | $1,924.00 | $34,270 Land $19,590 Building $14,680 | $548,400 Land $313,500 Building $234,900 |
| 2023 | $1,476.00 (-3.53%) | $34,040 (-2.44%) Land $22,290 Building $11,750 | $508,170 (+1.23%) Land $332,740 Building $175,430 |
| 2022 | $1,530.00 | $34,890 Land $25,800 Building $9,090 | $501,990 Land $371,250 Building $130,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2981 Co Rd 203 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (1981–2014) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Dec 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2981 Co Rd 203 is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 83% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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